• Frugal acts of kindness for christmas

    11 Acts of Kindness This Christmas (without spending a lot of money)

    Giving Back To Others During the Holiday Season My favorite memories from my childhood Christmas’ are the ones when we participated in simple acts of kindness to those in need.  I remember one Christmas in particular when I wanted to deliver a 12 Days of Christmas to a family who needed a little extra cheer that year. My dad helped me choose a family, and I tenderly picked out 12 special gifts with a note to go along with each one.  I remember the excitement as my dad drove me to their house each night.  We always left after dark and drove slowly over the gravel driveway. My heart pounded…

  • Best Money Books to Save Money

    9 Money Books That Will Change Your Life

    The Best Finance Books About ten years ago I randomly stumbled across a few money books at the public library.  I have always enjoyed self help books, so decided to bring one home with me.  I walked out of the library holding the Total Money Makeover  by Dave Ramsey. This book changed my life. I have always been somewhat frugal….but I didn’t ever have control of my money. I used shopping as a hobby, I didn’t have a budget, I spent what we earned without a second thought, and I had no clear plans for a successful financial future. After reading the Total Money Makeover my mindset completely shifted.  I…

  • How to have more money this month. Make these easy changes to your budget to find extra cash. frugal living | frugal living tips | budget helps | budget tips | how to get out of debt | find extra cash in budget #budgeting #budgettips #frugalliving

    11 Things to do Today to Lower your Monthly Expenses

    Reduce your Monthly Budget with These Easy Hacks. Are you feeling stressed about your monthly bills?  The expenses keep coming in yet the income is staying the same?  I have been there!  I have felt the stress of not feeling like we will ever have any extra money.  It’s not fun!  I learned quickly, and a little begrudgingly that in order to eliminate this finance burden in my life I would need to cut some things from our monthly expenses.  And guess what!  It worked!  I was able to eliminate a few things and clear up some extra room in our budget!  Here are 11 Things you can do TODAY…

  • Cheap Gift Ideas for Teen Boys! boy gift ideas | boy present | boy christmas present | boy gift guide | teen gift guide | cheap gifts for teens | teenager gift guide #boygifts #christmasgiftideas #teenboy

    Cheap Gift Ideas for Teen Boys All Under $25!

    Need a gift idea for a teen boy??  Check these out! Are you looking for a gift idea for a teen boy?  Trying to find something he will like and use without spending a lot of money can be a little stressful (ok maybe very stressful)!  Don’t worry, I’ve got you covered!  I’m sharing 18 Gift Ideas for Teen Boys, and everything is under $25! “We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites. As an Amazon Associate I earn from qualifying purchases.” Sport Gift Ideas for Teen…

  • How to Meal Plan for the complete beginner meal plan helps | meal planning tips | how to start meal planning | how to save money on food | save money on groceries | frugal tips | frugal living

    Start Meal Planning For The Complete Beginner

    What do I need to do to begin meal planning so that I can save money??? This is a question I receive regularly.  Meal planning is something I have been doing for over 15 years, and it has become second nature to me.  I meal plan every single week, without fail.  But… I actually hate meal planning.  There, I said it!  I really don’t like to meal plan.  I feel like I plan the same things every week.  It feels impossible to ever find something that everyone in the family will be happy with (there is always a complaint from someone).  Meal planning feels like a chore, trying to come…

  • How a Pantry Challenge will save you money on groceries budgeting | Frugal living | frugal tips | frugal recipes | cheap foods #savingmoney #groceryhacks #spendlessonfood

    How a Pantry Challenge Will Save You Money

    The past few years I have been enjoying participating in pantry challenges.  A pantry challenge is when you spend a specific number of days (in my case it’s usually a month) focusing on eating the food you already have in your home, rather than buying food at the grocery store.  This food might come from your pantry, your fridge, your freezer, the back of your cupboard, the basement storage room, under your bed (I hope not here)…in short wherever you keep your food! During the pantry challenge it’s important to limit the amount of money you spend at the grocery store.  I always choose to give myself a $50 weekly…

  • Save Money on Groceries With this one simple grocery hack! #savingmoney #groceryhack #grocerytip #foodtip #preservingfood #savingfood #frugaltips

    8 Foods You Should Freeze in an Ice Cube Tray

    Do you want to know one of my very favorite kitchen secrets?  The one secret that I use multiple times each month to help me save money and prevent food waste???  It has everything to do with an ice cube tray!  Instead of tossing excess foods, freeze those foods in an ice cube tray to extend the life and use at a future time.  There are many different foods you can freeze in an ice cube tray, truly the skies the limit! “We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to…

  • 7 Quick Tricks to Get Your Spouse to Budget #budgeting #savingmoney #marriage #budgetingtips

    How to Get Your Spouse to Budget

    So, about 10 years ago I read the book that changed my life, Dave Ramseys Total Money Makeover and I knew it was time to start looking at our finances differently. I approached this thought to my husband and he didn’t understand.  He felt like we didn’t over spend (which is mostly true), he told me that we are already saving each month (which we did), and making a budget just felt like a lot of extra work (which it is). It took me a few months of talking to him about it before I finally asked, “Can we just try it?  Let’s just try it for one month and…

  • save for christmas

    7 Easy Ways to Save For Christmas

    Christmas comes every 12 months.  We know that every 52 weeks Christmas will come again.  It’s never a surprise, and is a fact of life.  I absolutely love the Christmas season.  I love the traditions, the lights, the love shown to others.  What I don’t love is the cost (anyone with me on this??).  When you include holiday parties, gifts, travel, etc. the expenses add up fast.  One of the best things I have learned is to plan for this holiday well in advanced (like a year in advance).  Today I want to share with you  7 Ways to Save for Christmas so that you can enjoy a stress free…

  • Cheap Gift Ideas for Neighbors, Friends and Teachers

    Cheap Gift Ideas for Neighbors, Teachers, and Friends

    Christmas is coming, and with that comes added expenses.  With gifts and parties and food (oh how I love the food) the costs can add up quick.  One of my biggest passions is to help people see that gifts do not have to cost a lot of money.  A gift should come from the heart, not from a credit card.  I would much rather have a friend give me a nice note than have them feel stressed about money but felt they needed to buy me something expensive.  Here are 15 Cheap Gift Ideas for Neighbors, Friends and Teachers. “We are a participant in the Amazon Services LLC Associates Program,…