• How to Budget With Sinking Funds: Your Complete Guide to the Most Asked Questions

    A few months ago my husband and I were able to go on a trip to New York City.  It was a trip of a lifetime and we had the time of our lives!  I am frequently asked how we save for travel and other large expenses.  My secret??  Sinking Funds! Do you use sinking funds in your budget??  If you don’t use them yet, I strongly suggest beginning immediately!  They have enabled me to save up for the things we want, and the things we need; and they allow me to enjoy spending GUILT FREE.  I’ve realized recently that a lot of people don’t even know what a sinking…

  • How to Cut Your Budget; When There is Nothing Left to Cut

    I am a member of online affiliate programs.  I may receive compensation for purchases made through links in this post.  All opinions are my own. I get a lot of comments and messages on Instagram; and a few of them just break my little heart! These messages are from those that feel they have done every single thing they can think of to find extra money in their budget, but there is just nothing left to find.  These people have cut ALL unnecessary spending, only paying the bare minimum to live and they STILL can’t find any extra money in the budget. If you can relate to this in any…

  • 10 Gifts for Mom Under $10

    I am a member of online affiliate programs.  I will be compensated for purchases made through links in this post. Mothers Day is just around the corner and now is the time to start planning!  Remember to include Mothers Day Gifts in your May Budget so that the expense is planned for and expected! I am a HUGE advocate in the sentiment that “it’s the thought that counts, not the price tag.”  You can celebrate your Mother without having to spend a lot of money.  Check out my article; Mothers Day Gift Guide: 15 FREE Gift Ideas for 15 gift ideas for your mom. If free isn’t your thing and you…

  • 5 Easy Ways We Cut Costs While Eating Out

    My husband and I do not eat out very often.  We both learned years ago that we are able to save such a huge amount of money simply by eating at home.  We still enjoy eating out occasionally, we just try to do so frugally. It is possible to enjoy eating out at restaurants from time to time, even while being on a tight budget.  The most important thing is to include the expense in your monthly budget and try to cut out a few common restaurant costs. Here are the 5 ways we try to cut the costs when we eat out: 1.  Eat Out For Lunch Go out…

  • How to Make the Perfect Zoodles

    Sweet Frugal Life is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.  As an amazon associate I earn from qualifying purchases. My zucchini plants have been generous this year, and I have loved cooking with this delicious vegetable!  Zucchini is one of my favorite veggies because, it’s the vegetable that just keeeeeps on giving, and it is also so versatile!  We have been enjoying zucchini in bread, cookies, on the grill, fried, etc. One of my very favorite ways to cook zucchini is to turn it into zoodles! …

  • birthday traditions for small budgets

    Birthday Traditions for Small Budgets

    I love celebrating my kids birthdays every year.  It’s so fun to have one day just focused on helping them feel important and loved.  I try really hard to give them a special day to remember, WITHOUT spending very much money.  I truly believe that you do NOT need to spend money to help a child feel special.  Here are a few of our birthday traditions for small budgets. Here are a few of our favorite frugal birthday traditions. Decorate Bedroom The night before a birthday birthdays, I sneak into their room after they fall asleep, and decorate.  I fill the floor with balloons and hang streamers from their doorway. …

  • How to Move While on a Tight Budget

    My husband and I have had plenty of practice moving! We have been married 14 years and in that time we have moved 9 different times.  This includes 6 different cities and 4 moves across the state border.  We have made many mistakes along the way, and over time have learned the best ways to keep the move simple and most importantly, frugal. I wanted to share a few of the tips and tricks we have learned a long the way to help you on your upcoming moves. 10 Tips for Moving on a Budget 1.  Budget The moment you know you will be moving, make a plan.  Set a…

  • How to Make Ice Cream in a Bag

    Sweet Frugal Life is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.  As an amazon associate I earn from qualifying purchases. I’ve always said that I was born in the wrong decade!  I truly yearn for the simple life of the early 1900s.  I think that’s partly why I love being frugal.  I get so much satisfaction from growing and making my own food; and living a simpler, less materialistic life. When we make our own ice cream it reminds me of simpler times.  It’s a way for…

  • 10 Items In Your House You Can Sell Quickly To Make Money

    Did you see my post 5 Places Online To Sell Your Clutter and Earn Cash?  I am a HUGE fan of selling ALLLL of my house hold clutter (because let’s be honest, there’s a lot of clutter) and making some quick and easy money. I personally try to sell a few items every month.  It’s not a huge money maker for me, but it gives me a little extra spending money, and we all could use a little extra spending money….amiright?!?!? I’ve had a few people comment to me that they just have “nothing to sell.”  I am here to tell you that everyone can find something (probably even a few things)…

  • 5 Places Online To Sell Your Clutter and Earn Cash

    I am a member of online affiliate programs.  I may receive compensation for purchases made through links on this post. I try to sell a few things online every month.  I don’t make a lot of money doing this, but I do make a little bit, and I am a firm believer that every little penny matters. I’m convinced EVERYONE can find at least a few items to sell.  Clean out your closets, look under the bed, search through your garage.  Try to find something that hasn’t been used in years (or even months?).  There is no use in hoarding something if it’s not getting much use.  If you need…