• 20 FREE or FRUGAL Family Christmas Traditions

    “We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites. As an Amazon Associate I earn from qualifying purchases.” Christmas is just my very very favorite season.  I love the lights, the snow, planning that perfect gift for a loved one, and the joy I feel from everyone around me.  It truly is the most magical time of the year! December is the perfect month for establishing family traditions.  My hope is that one day my little family will look back on their childhood and remember the sweet memories…

  • DIY Pumpkin out of a toilet paper roll

    Easy Pumpkin Craft Tutorial For a Fun Fall Decoration

    Yesterday I pulled out all of our fall decorations and had fun getting the house looking a little more festive.  After that I decided I wanted a few more small decor items, but didn’t want to spend very much money.  So, I decided to make this easy pumpkin craft! My friend showed me how to make these toilet paper pumpkins a few years ago, and I knew they would be the perfect addition to my house this fall.  The best part about these pumpkins is they cost less than $1 to make!  Yep, you read that right, $1! The only item I bought for these pumpkins was the fabric for…

  • Pay off your debt using the debt snowball or the debt avalanche

    Debt Snowball Or Debt Avalanche

    Two of the most common methods for paying off debt is the Debt Snowball and the Debt Avalanche.  Neither of these methods are superior to the other.  They both have great qualities and offer excellent motivation for getting rid of debt. Debt Snowball The Debt Snowball is the method Dave Ramsey recommends. When using the Debt Snowball you will list your debts in order from the smallest debt to the largest. While continuing to make minimum payments on all debts, begin actively trying to pay off your SMALLEST debt FIRST. This will mean that you will use ANY extra money that comes your way to paying off this one debt.…

  • Grocery Haul 10/08

    This week I spent $100 on groceries and a few other needs.  I have included my weekly dinner meal plan for the week as well! Other Needs I bought shampoo and dog food (not pictured). Produce My produce this week was cuties, two oranges, potatoes, spinach, carrots, apples, and lettuce. Dairy/Meats In the dairy department this week I bought whipping cream, greek yogurt, blueberry yogurt, string cheese, cheddar cheese, cream cheese, butter and italian sausage. Bakery This week I bought two loaves of wheat bread, blueberry bagels and a can of yeast. Cereal I bought two boxes of cheerios, a box of rice krispies, and a bag of malt-o-meal frosted…

  • trick or treat bag tutorial

    The Easiest No Sew Halloween Trick or Treat Bag

    Disclosure:  “We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites. As an Amazon Associate I earn from qualifying purchases.” Halloween is just around the corner!  I love this time of year; I love the pumpkins, the crisp cool air, the changing leaves, and the excitement in my children.  My kids love to dress up as anything they want and run around the neighborhood trick or treating. The urge to craft came on strong the other day and I decided it would be so fun to make my kids new…

  • FIRE: Here’s why I don’t participate.

    I’ve been asked a few times my opinion about spending money on life experiences right now, or if it’s best to keep saving and wait for the future.  The obvious answer from a frugal, budget loving blogger, who loves to encourage everyone to spend conservatively and plan for their future, would be to advise everyone to wait until later and build your wealth now.  The FIRE (Financial Independence Retire Early) Movement continues to gain popularity.  I love the idea of sacrificing now to enjoy life later, and completely support those who are working towards FIRE.  However.  I actually believe in the importance of budgeting for joy.  In THIS moment….because, you…

  • Budget for Beginners: FAQ

    Disclosure:  “We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites. As an Amazon Associate I earn from qualifying purchases.” I receive so many messages on a daily basis from people wanting to start managing their money and living frugally, but they don’t know how to take that first step.  It is always so amazing to me when I see others who wans to improve on their life and financial situation, it can be scary trying to make such a big change into the unknown.  There can be a lot…

  • 10 Ideas for Date Night at Home

    Date nights are so important to all relationships.  I’ve been married 15 years and life has HAPPENED.  Right now the majority of our time is spent taking care of our three kids, working our jobs, and maintaining our home.  It’s been far to easy to become consumed with all of our long list of “to dos” and leave less time for my spouse.  We have learned that we MUST make date night a priority, or else it probably won’t happen.  However, dating can be expensive!  Just dinner and a movie could easily cost you a quick $50.  PLUS, when you have to hire a babysitter….those dates can add up fast. …

  • What I Learned From the July Pantry Challenge

    I am a member of online affiliate programs.  I may receive compensation for purchases made through links in this post.  All opinions are my own and I only recommend things I truly use and love! I just finished my month long pantry challenge!!  If you’re not aware of the term, a pantry challenge is meant to encourage you to use up items you already have in your home, (pantry, fridge, freezer, shelves, etc.), instead of spending money at the store on groceries. My goal was to save a little extra money during the month by spending less on groceries.  To do this I decided to cut my regular grocery budget…

  • Our Favorite Play dough Recipe

    Making a batch of play dough with my kids is one of my favorite things.  It is a quick, and easy activity and the kids love getting to help make it.  Sometimes we will make this more “traditional” play dough recipe, and other times we make Peanut Butter Play Dough (another fun fave!). I have tried a lot of play dough recipes over the years, and I mean A LOT!  My friend shared a recipe with me a few years ago and it instantly became my favorite.  I haven’t looked back since.  This recipe is so easy!  You probably already have all of the ingredients on hand and will be…