• The one idea I disagree with Dave Ramsey on

    I am a member of online affiliate programs.  I will receive compensation from clicks on my links.  All opinions are my own.  I guarantee to never share anything I haven’t already been using for years. I love Dave Ramsey.  I follow his advice and teachings religiously.  Except for one thing…. I have one credit card and use it regularly. Dave Ramsey advises against using any sort of credit card, but we have found it actually earns us a lot of money just by shopping normally. I use cash for about 50% of our purchases, clothes, decorations, restaurants, spending money, kids music lessons, etc.  We use a Discover Card for the…