• How to Save Money on Back to School Supplies

    Summer goes by way to fast!  Back to school supply season always sneaks up on us and I kind of hate it.  Sending my three kids back to school makes me a little sad as they keep growing, even though I tell them to stop! I’m going to be completely honest with you…. Buying back to school supplies has always been a spending trigger for me.  I just love all of the fresh pencils, crayons, and new binders.  When I see all the great deals I just want to grab a few extra here and a few extra there….anyone else know what I’m talking about??? I have been working harder…

  • Weekly Meal Plans: Small Peek Into What We Eat Each Day!

    Does anyone else dislike meal planning as much as I do???  I honestly dread it every.single.week. But, I know that we spend less and eat better if I meal plan….so every Sunday evening you will find me planning for the upcoming week. Here’s a little peek into what my weekly meal plans look like.  Hopefully they will be helpful to you as you!  I usually only meal plan dinners, and I choose breakfasts and dinners day by day. Week 1 Week 2 Week 3 Week 4 What’s cooking at your house this week?????  Let me know in the comments!  I’m always needing more ideas!

  • When Not to Feel Guilty About Spending Money…

    When it comes to spending money I usually have the motto, “Just don’t buy it.” This motto has served me well.  It has helped our family survive a crushing job loss, save for retirement and our kids college funds, build up sinking funds, and allow me to continue my favorite job as stay at home mom. However, when you live very frugally and are tight with money, it’s fairly common to develop some spending guilt.  Have you ever experienced this???? Spending guilt is actually a very good thing, even necessary in some cases.  It can give us the extra kick we need to stop overspending and to start working towards…

  • The 2019 Master Your Money Super Bundle Might Be For You If….

    I am an affiliate with Ultimate Bundles.  I will receive compensation from purchases made through links in this post.  All opinions are my own. I purchased the Master Your Money Super Bundle back in April and have been so happy that I did.  This bundle has taught me a lot about saving money, living frugally, and budgeting, and I already knew a lot, so that is saying something. The Master Your Money Super Bundle is a collaboration of a few favorite frugal/budgeting bloggers.  Each of these bloggers submitted their highly sought after eCourses, workbooks, printables, and more into ONE LARGE bundle.  And because these products are all being bundled together…

  • Work From Home with EF Education First

    This is a sponsored post.  All opinions are my own. We all know how important a side hustle can be.  Side hustles can help you to pay off debt, save extra cash, contribute to your sinking funds or emergency fund, and meet your financial goals. A good side hustle is an excellent way for a stay at home mom to contribute to the household finances, or a working professional to earn extra money during their spare time, all while working from home. One of the most popular (for good reason) side hustles is to teach English online to kids in China.  This is an opportunity that allows you to work…

  • Everything You Need to Know About Emergency Funds

    What is an Emergency Fund…..And Why you need one in your budget today.

    I strongly encourage every single person to have a fully funded Emergency Fund. I know, I know….it’s not fun to plan for financial emergencies, it’s much more fun to dream of buying the new and flashy. But, I have never heard anyone regret having an emergency fund…..and I have heard many people regret NOT having one. Do you have an emergency fund?  If you don’t, I suggest you begin contributing to one immediately.  I know this can feel overwhelming, so don’t worry!  This article answers the most asked emergency fund questions and explains all of the nitty gritty. What is an Emergency Fund? An emergency fund is money you have…

  • 10 Free Ways to Honor Your Dad

    10 Ways to Show Dad You Care, Without Spending a Dime

    I am a member of online affiliate programs.  I will receive compensation from purchases made through links in this post.  All opinions are my own. Do you ever want to gift your Dad something extra special…..but constantly draw a blank???   This is how I feel every.single.holiday. I am constantly racking my brain for that perfect “knock your socks off” gift…..but, I am also on a tight budget and don’t want to spend a lot of money on this gift. This makes it so difficult! You know what I have learned though???  My dad doesn’t want me to spend a lot of money on him!  Sure, he wants to be loved…

  • 10 Quick Ways to Lower your Grocery Bill

    I am a member of online affiliate programs.  I may be compensated by purchases made through links in this post.  All opinions are my own. Groceries is one of the biggest monthly expenses.  And, unfortunately food prices continue to rise every day. The good news is that you CAN use a few tricks to lower these costs, and still eat well. 10 Quick Ways To Lower Your Grocery Bill 1.  Meal Plan Make a meal plan for all of your weekly meals and snacks.  Browse through pinterest boards, and recipe books to give you fresh ideas of what to cook each week.  As you meal plan, make a list of  groceries…

  • The Best Tips for Budget Travel

    Over 20 Tricks for Travel on a Budget

    I am a member of online affiliate programs.  I will be compensated for purchases made from links in this post.  All opinions are my own. Do you long to to see the world, but finances are always holding you back?  I get it, I have this inner struggle almost daily.  But guess what I have finally learned……you CAN travel while on a budget! We have successfully traveled to Disneyland, Kauai,  New York City, and more, all without spending a fortune.  You can do it too!  You can travel, make memories, and see new places….no matter your budget! Today I’m sharing 17 of my Favorite Budget Travel Hacks!  I also asked…

  • How to Budget With Sinking Funds: Your Complete Guide to the Most Asked Questions

    A few months ago my husband and I were able to go on a trip to New York City.  It was a trip of a lifetime and we had the time of our lives!  I am frequently asked how we save for travel and other large expenses.  My secret??  Sinking Funds! Do you use sinking funds in your budget??  If you don’t use them yet, I strongly suggest beginning immediately!  They have enabled me to save up for the things we want, and the things we need; and they allow me to enjoy spending GUILT FREE.  I’ve realized recently that a lot of people don’t even know what a sinking…