Finances · Frugal Life · Money Educatioin · Parenting

Small changes in your lunch habits can make big changes in your wallet

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Finding ways to save money in your budget doesn’t always have to be a big change.  Sometimes all it takes is small consistent new habits to make a big difference.

We decided that instead of having my husband go out to eat lunch with his coworkers every day we would instead pack him a lunch to take.  We usually put in leftovers from dinner and some fruit or a salad.  I added up how much this saved us over a year.  I estimated we  spend about $3 a day on the lunch he takes to work.  He works approximately 250 days out of the year making it $750 spending on lunch.  If he were to go out to eat with his coworkers we estimated he would spend about $7 a day making it $1,750 a year for lunch.  So, just by packing a lunch for work we are saving $1,000 a year!  Think about this savings in long term value.  In 5 years we have saved $5,000.  In 10 years we have saved $10,000!  The savings over time is huge!

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If you have school aged kids you can also save a large amount of money if you pack them a lunch instead of having them buy a hot lunch at school.  I spend about $1 per kid for each lunch I pack them.  I have two school aged kids so that comes to spending $80 a year on school lunches for them.  If I were to buy a hot school lunch the total yearly cost would be $220 a year.  So by packing them a lunch we are saving $140 a year.  This isn’t a huge amount, but every single dollar makes a difference when you are on a budget.

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These are our two easy secrets that have saved us over a $1,000 a year.  By the time all of my kids will have graduated from high school it will be over a $15,000 savings!  What lunch money saving secrets do you have?

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12 thoughts on “Small changes in your lunch habits can make big changes in your wallet

  1. We do the same thing. My husband loves eating PB&J EVERY DAY at work! He’s crazy. It saves us a ton of money and I get to eat the leftovers.

    Liked by 1 person

  2. This couldn’t be more true – I cannot even begin to imagine how much money I waste annually on lunch out while at work…and I work from home several days a week! Still, every time I am in the office it is out for lunch and super expensive. Thanks for the reminder and the good ideas 🙂

    Liked by 1 person

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