• The life lessons that taught me to budget for JOY while living in the present!

    I’ve been asked a few times my opinion about spending money on life experiences right now, or if it’s best to keep saving and wait for the future. The obvious answer from a frugal, budget loving blogger, who loves to encourage everyone to spend conservatively and plan for their future, would be to advise everyone to wait until later and build your wealth now….. However…….. I actually feel very strongly about the importance of budgeting money to experience JOYFUL experiences right now.  In THIS moment….because, you know what, those golden years you are anxiously waiting for, they just might not come….. My sweet mother was a huge saver.  I have…

  • Budgeting for Beginners: FAQ

    Disclosure:  “We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites. As an Amazon Associate I earn from qualifying purchases.” I receive so many messages on a daily basis from people wanting to start managing their money and living frugally, but they don’t know how to take that first step.  I admire everyone who wants to improve on their life and financial situation, it can be scary trying to make such a big change into the unknown.  I decided it was time for a FAQ article for all you brave…

  • 10 Ideas for Date Night at Home

    Date nights are so important to all relationships.  I’ve been married 14 years and life has HAPPENED.  Right now the majority of our time is spent taking care of our three kids, working our jobs, and maintaining our home (with our slightly to big yard!). It’s been so easy to get consumed with all of these “to dos” and leave less time for my spouse.  We have learned that we MUST make date night a priority, or else it probably won’t happen. I get it!  Dating can be expensive!  Just dinner and a movie could easily cost you a quick $50.  PLUS, when you have to hire a babysitter….those dates…

  • Grocery Haul 9/10

    Hello all you frugal grocery shoppers!  I’m excited to start sharing some of my grocery hauls!  I get asked a lot what we eat and how I shop, so I want to share with you what is a part of my weekly budget. I probably won’t share ALL my grocery trips, but I will try to share some from time to time. This week I went to Walmart Grocery Pickup (which, FYI, is the best invention ever) and to Smiths to take advantage of their case lot sale.  I spent a total of $80. I bought granola bars from Smiths.  We will be making smores this week so I bought…

  • 5 Easy Ways We Cut Costs While Eating Out

    My husband and I do not eat out very often.  We both learned years ago that we are able to save such a huge amount of money simply by eating at home.  We still enjoy eating out occasionally, we just try to do so frugally. It is possible to enjoy eating out at restaurants from time to time, even while being on a tight budget.  The most important thing is to include the expense in your monthly budget and try to cut out a few common restaurant costs. Here are the 5 ways we try to cut the costs when we eat out: 1.  Eat Out For Lunch Go out…