• A Financial Tale of Two Sisters

    The story you are about to read is true.  The names have been changed to protect those involved. (Note Sarcasm 😉 ) Once upon a time there were two sisters.  One was named Jane and the other Melissa. Jane and Melissa were raised by two hardworking, frugal minded parents.  These wonderful parents raised the sisters to understand the importance of saving money,  spending wisely, and budgeting. Jane and Melissa both began receiving an allowance at age 12.  They were both given the same amount of money and were taught to save at least 10%, tithe 10% and the rest they could spend. Melissa began babysitting at a young age.  The…

  • A Month of After School Snacks

    I try to have an after school snack ready for my kids each day when they get home from school each day.  I’m not perfect at this, but I try! The after school snack is a time for my kids to sit down, refill their bellies, and talk to ME!  😉 I will admit, a big reason I make the after school snack a priority is for selfish reasons.  My goal is that as they eat their snack they will tell me all the highs and lows of their day.  It doesn’t always happen this way, but sometimes I see success.  There have been amazing days when they have sat…

  • 6 Things I Learned from my 10 Day Social Media Fast

    I just finished a 10 Day Social Media Fast.  And it was FANTASTIC!  After I got over my anxiety of just wanting to know what everybody was doing at all times (joking slightly here….), I fell in love with the new focus of my life.  I was finally spending my time focusing on what was right in front of me…..rather than what was on my screen. The Social Media Challenge originally came from the president of my church, President Russel M. Nelson.  He was speaking to all of the women of the Church of Jesus Christ and issued 4 challenges to us.  One of those challenges was to take a…

  • The Easiest Halloween Pumpkin Tutorial

    I pulled out all of our fall decorations the other day and had fun getting the house looking a little more festive.  I decided I wanted a few more small decor items, but didn’t want to spend very much money. My friend showed me how to make these toilet paper pumpkins a few years ago, and I knew they would be the perfect addition to my house this fall.  The best part about these pumpkins is they cost less than $1 to make!  Yep, you read that right! The only item I bought for these pumpkins was the fabric for 97 cents each.  If that’s not frugal, I don’t know…

  • Monster Rice Krispie Treats

    Disclosure:  “We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites. As an Amazon Associate I earn from qualifying purchases.” When I saw these darling Monster Rice Krispie Treats over at One Little Project at a Time I immediately fell in love with how cute and simple they were to make!  I decided they would be the PERFECT item for the Bake Sale at my kids Halloween Carnival. Happily, these Rice Krispie Monsters turned out just as darling and easy as I had imagined. First, make your rice krispie treats according…

  • Debt Snowball Vs. Debt Avalanche

    Two of the most common methods for paying off debt is the Debt Snowball and the Debt Avalanche.  Neither of these methods are superior to the other.  They both have great qualities and offer excellent motivation for getting rid of debt. Debt Snowball The Debt Snowball is the method Dave Ramsey recommends. When using the Debt Snowball you will list your debts in order from the smallest debt to the largest. While continuing to make minimum payments on all debts, begin actively trying to pay off your SMALLEST debt FIRST. This will mean that you will use ANY extra money that comes your way to paying off this one debt.…

  • Tissue Paper Pom-Pom Tutorial

    I LOVE to make tissue paper pom poms!  They are one of the easiest, cheapest DIY decoration around.  I have made some for my daughters rooms, and they are a staple at all my kids birthday parties. A lot of stores sell pre-made pom poms, that just need to be fluffed up, but I’m telling you…..those are not worth the money.  You can easily make them yourself for a much cheaper price!  I promise you can even do it if you are NOT a crafter. First, you will need about 6 pieces of full size tissue paper, you can use more or less.  The more sheets you use, the fluffier…

  • Budget Friendly Pancake and Pajama Birthday Party for Tweens!

    Disclosure:  “We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites. As an Amazon Associate I earn from qualifying purchases.” Why is it every time my kids have a birthday I get so emotional????  Please tell me I’m not alone in this!  It is so fun to watch my kids grow into amazing people, but oh how my heart hurts to see just how fast time passes and how quickly my babes grow! We celebrated my daughters 10th birthday last week!  I may have shred a tear or two, but…

  • Grocery Haul 10/08

    This week I spent $100 on groceries and a few other needs.  I have included my weekly dinner meal plan for the week as well! Other Needs I bought shampoo and dog food (not pictured). Produce My produce this week was cuties, two oranges, potatoes, spinach, carrots, apples, and lettuce. Dairy/Meats In the dairy department this week I bought whipping cream, greek yogurt, blueberry yogurt, string cheese, cheddar cheese, cream cheese, butter and italian sausage. Bakery This week I bought two loaves of wheat bread, blueberry bagels and a can of yeast. Cereal I bought two boxes of cheerios, a box of rice krispies, and a bag of malt-o-meal frosted…

  • The Easiest No Sew Halloween Trick or Treat Bag

    Disclosure:  “We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites. As an Amazon Associate I earn from qualifying purchases.” Halloween is just around the corner!  I love this time of year!  I love the pumpkins, the crisp cool air, the changing leaves, and the excitement in my children.  My kids love to dress up as anything they want and run around the neighborhood trick or treating. I got the urge to craft the other day and decided it would be so fun to make my kids new bags for…