• My 2019 New Years Goals

    It is no secret that I am a huge fan of goals.  Goals keep me focused and motivated as I try to better myself.  With the new year right around the corner I decided to share a few of my new goals. It’s fairly common for many of us to make goals….and then a few weeks later forget about them.  (please tell me that’s not just me!!) Here are a few tricks I have started doing to make those goals actually happen.  Write the goals down Include Action Items (what steps will you take to meet these goals) Tell Someone (this keeps me accountable!) This year I decided to choose…

  • Christmas Hard Candy Recipe

    “We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites. As an Amazon Associate I earn from qualifying purchases.” I was introduced to Christmas Hard Candy when I married my husband.  It is a Christmas staple in his family.  It’s also so easy to make, and even more fun to eat! 😉 I made Cinnamon version.  But, you can also make a peppermint version (tinted green) which is equally as good!  It’s fun to make both and have both red and green candy to give to neighbors. You will…

  • My Story: The nightmare experience that changed me from Spender to Saver

    I’ve tried to write this story many, many times. I’ve typed, and deleted more times than I can count. It’s hard to share about a time in my life when my thoughts were so dark, my joy completely gone, and my shoulders heavy with burdens.  This is a time in my life when I would wake up every single morning with tears in my eyes and panic in my chest.  The moment I opened my eyes was the hardest part of my day.  The realization that I was going to have to live another dark day was almost more than I could bear. I still have some PTSD from this…

  • New York City in a Weekend

    I have always dreamed of visiting New York City.  There is just something about the lights, the buildings, and the hustle and bustle that appealed to me. I’ve talked about this dream with my sister for years and one day she stopped me and said, “Let’s do it! Let’s go visit New York City this year.”  And I said, “Ok!”  We decided to try to keep the budget low and to only visit for 3 nights, one weekend.  We made our list of “must stops” and started planning. Day 1:  Thursday We arrived in NYC at around 6 pm and after checking into our hotel we hit the streets! *Money…

  • 20 Completely Free Things to do in New York City

    Did you see my post about our recent whirlwind of a trip to New York City?  We had so much fun in the big apple!  I fell in love with all of the beautiful buildings and delicious food.  We tried to keep costs low and were still able to find plenty of fun activities to do.  During all of my research and planning I just couldn’t believe how many completely FREE things there are to do in NYC.  I’m sharing a few of those ideas with you today! 20 Free Things to Do While in NYC Explore a City Park 1.  Wander Around Central Park You could literally spend DAYS…

  • Easy Hot Cocoa Mix Recipe

    Hot cocoa is such a fun staple to have in your home during these cold winter months.  My kids will spend hours playing outside in the snow and the first thing they ask for when they come inside is some hot chocolate! Back in my “spender” days I use to buy hot chocolate mix at the store like it was nobody’s business!  Once I started learning how to save and live a frugal life I learned how to make hot chocolate mix from scratch and I have never looked back! Not only does making your own hot cocoa save you money, it is also so quick and easy to do. …

  • Teaching Kids to Help with Family Chores: Including free chore chart printable

    Teaching my kids how to work is a huge priority for me.  In today’s world with busy schedules and so many kids focused on screens, it’s hard to find the right way to instill a hard work ethic. I’ve tried so many different methods to try to encourage my kids to be hard workers.  Many of those methods have failed, but the method we are using right now has been going strong for 5 years.  That’s definitely a record in my house!  I don’t know if it is teaching them the hard work ethic I desire, but I know it has been teaching them a lot about household chores and…