for free · Frugal Life · Homemade

Homemade Outdoor Window Cleaner

We have been busy around here with Spring Cleaning.  I might be a little strange, but I honestly look forward to Spring Cleaning every year.  It is such a beautiful time of year with new growth and the perfect time for a fresh clean start.

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Every spring we deep clean the outside of all of the windows on our house.  It’s a family job and everyone helps.  I have been making my own window clean for years.  It does a great job getting off all those pesky  water spots.

Outdoor Window Cleaner Recipe

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All you need is:

8 cups water

2 cups vinegar

1/8 cups dish soap

Mix all ingredients together in a large bucket and you are ready to scrub those windows!

That is all!  Seriously so easy!

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Am I the only one who gets giddy over spring cleaning windows????

 

 

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for free · For the kids · Free Fun · Frugal Life · Good Ideas · Parenting

50 FREE activities to do with your kids over the Summer Break

Summer break is just around the corner.  I have been looking forward to summer for weeks!  I love having my school aged kids home with me and I always look forward to a more relaxed schedule full of fun family activities.  I talked a little more about summer in my post:  Our Summer Plans: Keeping the kids Entertained and Mom Sane, this post includes how I plan on managing screen time and a couple of our favorite traditions.

Today I am sharing 50 ideas for a FREE and fun summer with your kids.  There are so many free activities to take part of during the summer months.  I love taking advantage of all of them!

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Outside

  1.  Picnic at Park
  2. Play Frisbee
  3. Run through the Sprinkler
  4. “Paint” with Water
  5. Go on a Walk
  6. Picnic in Backyard
  7. Play hopscotch/Sidewalk Chalk
  8. Draw on Sidewalk with ice cubes
  9. Go on a Bike ride
  10. Nature Scavenger Hunt
  11. Go on a hike
  12. Plant a garden
  13. Jump on the Trampoline with water balloons
  14. Play Catch
  15. Blow Bubbles
  16. Go Geocaching
  17. Play night games with flashlights
  18. Catch bugs
  19. Go Stargazing
  20. Make a Fairy Garden
  21. Wash the Car
  22. Learn to jump rope
  23. Make an obstacle course
  24. Set up a Lemonade Stand
  25. Make a Nature Journal

Indoors

  1.  Make Play dough
  2. Do a science experiment
  3. Bake cookies
  4. Make up a play
  5. Build a fort
  6. Make a dream catcher
  7. Make Slime
  8. Play Hide-and-Seek or Sardines
  9. Paint Rocks
  10. Write letters to friends or family
  11. Play board games or card games
  12. Make a summer scrapbook
  13. Play charades
  14. Make an indoor treasure hunt
  15. Go to the library
  16. Sing Karaoke (find free songs on you tube)
  17. Fold Origami
  18. Put on a puppet show
  19. Play Dress-Up
  20. Have a dance party
  21. Put together a puzzle
  22. Make homemade ice cream
  23. Dress Fancy and have a DIY photo shoot
  24. Learn a few magic tricks and put on a show
  25. Make paper airplanes

 

What are some of your favorite free activities for summer time with your kids?

Finances · for free · Frugal Life · Frugal Living Challenge

14 Day Frugal Living Challenge

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I have been working so hard on my 14 Day Frugal Living Challenge.  I wanted to create something that would encourage, inspire and help others to live a more frugal lifestyle.

I have put together 14 e-mails (one a day), each with a different frugal living topic.  Each e-mail includes tips and tricks from me and a daily challenge, all related to the topic.  There are links to other articles, free printable worksheets, and 15 of my favorite simple and frugal recipes.

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I am really excited for this project!  I hope others will find it useful, helpful and encouraging as they try to save money and live beneath their minds.  If you are interested in signing up you can do so at this page; Frugal Living Challenge Sign Up.

Let me know if you sign up!  I would love to follow along as you participate in the challenge!

Affiliate · Amazon · Bargain Buys · Finances · Frugal Life

Why we Cut the Cable and NEVER looked back!

“We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.”  I am a member of online affiliate programs.  I may be compensated for purchases made from links on my site.

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I remember very well telling my friends that, “I could never live without my DVR!”  I loved having my DVR and being able to record shows whenever I wanted and watch them whenever I wanted.  I loved skipping through commercials and I really could never imagine myself going back to life before DVR.

Well, I am here to tell you that I CAN actually live without my DVR!  🙂

Five years ago we decided to begin cutting some costs out of our budget.  When the talk of whether or not we should cut out the cable I wasn’t super thrilled with the idea.  But, I wanted to trim our budget and knew that my precious DVR was not a need.  We canceled our cable, including that DVR.

And you know what.  There has not been a single day when I have regretted it.  There have definitely been a few times when I have MISSED having a DVR (usually when I have to sit through a boring commercial),  but I have never regretted getting rid of it.  The amount of money that we save yearly is so worth it.

There are so so many alternative TV options available today.  It wasn’t hard to find a few cheaper services for our family.

The first and cheapest option we did was to buy a digital antennae.  This was a one time purchase of $30 and enables us to get all of the public channels for free.  The only TV we had for a few months was this digital antennae.  If you are on a strict budget, this is a GREAT option for you.  It provides great TV without any monthly payments.  My kids love watching PBS Kids and my husband and I enjoy the news and a few other evening shows.

We have since added a few subscription services to our TV options.  They are all still so much cheaper than cable or dish.  Here are a few of my favorites:

We use Netflix every single day.  My kids have a couple of favorite shows they always want to watch and I have my favorites (Gilmore Girls!).  We use the cheapest Netflix option of $7.99 a month and we think it’s worth every single penny.

I have recently fell in love with Hulu.  I only signed up to take advantage of the free month trial, but I became hooked and decided to keep the service for a few more months.  I have been so impressed with all of the TV options available on Hulu and new releases they have available.  Fixer Upper and This Is Us have been my favorites lately.

My sister loves using the Roku.  The Roku gives you the ability to access all of these subscription services in one easy place.  We already have a smart TV so felt the Roku was unnecessary.  My sister didn’t have a smart TV so it only made sense to need something a little easier.  It is a one time price and very user friendly.  There are hundreds of apps/channels available to add to your device.

I have many friends and family that use Amazon Prime for TV watching.  We are content with Netflix and Hulu for now, but Amazon Prime really is a great deal if you take advantage of all it has to offer; including their TV/Movie options, free shipping and music available.

I did a conservative estimate of how much extra we are saving a year by cancelling our cable service, it came to $480 yearly savings!  In the 5 years since we cancelled the cable we have saved $2,400.  Think about what you could buy for $2,400!  I don’t know about you, but I would rather put that money somewhere more useful than spending it on TV!  If you only use the digital antennae, with no other TV services, you will save over $650 a year.  These little expenses ADD UP!

How do you save money on TV Viewing?  What is your favorite subscription service?  Tell me in the comments so we can all help each other out!

 

 

 

Affiliate · Amazon · Finances · Frugal Life · Good Ideas · Money Educatioin

What we cut from our budget to save over $2500 a year

“We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.”

I am not naturally a frugal person.  I was raised by two frugal parents, but I lean more towards wanting to shop and buy things.  It has been a huge learning process for me to become more frugal and to learn the value and beauty in cutting back and saving money.  This learning process has been over the course of years, and quite honestly, I’m still learning and trying to better myself.  Today though I started thinking about all the things we have cut from our lifestyle over the years, and they have all been slowly cut out, and I was blown away with the amount of money we are saving ourselves just by making a few different lifestyle choices!

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Pack that Lunch:  $1000

Packing a lunch for work, instead of eating out with coworkers, has been our biggest money saver.  Every night I pack a lunch for my husband to take to work.  The lunch mostly consists of some leftovers from dinner, occasionally he will bring a sandwich.  I was so surprised to find out this simple habit is saving us over $1000 a year!

Change your own oil:  $210

My husband taught himself how to change the oil in our two vehicles, all it took was watching a few you tube videos.  It takes him less than an hour to do and he claims it’s super easy.  He uses this oil drum to drain the oil.  You can deposit the oil for free at most auto parts stores.  This is not some natural talent he has, he had to get out of his comfort zone to learn this skill, however this simple task saves us $210 a year.

Cut the Cable:  $480

A few years ago we decided to get rid of our cable TV.  We were actually already on a fairly cheap rate, but we decided we could do without it.  We have saved $480 a year by doing this!  There are so many great options for cheap TV.  We use Netflix.  But I have friends who use Hulu, Roku, or Amazon Prime.

At Home Haircuts:  $200

I bought clippers 14 years ago for $20.  You can find a similar pair to ours here:  Wahl Complete Hair Cutting Kit.  I have been cutting my husbands and sons hair ever since.  This is a $200 annual savings.  If you know me, you know that hair is really NOT a talent of mine.  I have watched a few you tube tutorial videos and both my husband and son get very basic cuts.  I have made my some a few mistakes on both of them, but I keep learning and trying.  And luckily boys hair grows out fairly fast!  😉

Workout at Home:  $840

We have never had a gym membership and this decision saves us $70 a month.  We have learned to get a good workout in at home.  We go for a run or bike ride during the summer and find great you tube videos to follow during the winter.  I buy cheap weights and exercise equipment to use from the thrift store.  My favorite you tube channels to follow are fitness blender and yoga with Adrienne.

The Results:  $2730

Just by making these 5 adjustments to our lifestyle we save $2730 a year!  So in five years we have saved $13,650!  Ten years it will be $27,300!  Those little expenses don’t seem like a big deal, but over time they add up to be a very very BIG deal.

It really has not been hard to cut any of these things from our budget.  We have been living this way for years and honestly never seem to miss a gym membership or cable TV.  It has just become our way of life, and it’s a great life!  It can be hard to form new habits, but once you do those habits become your way of life and you often never really look back!

Take a look at your budget and lifestyle.  Can you find a few things that you could change in order to save money?  I promise the pay off is so worth it!

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Finances · For the kids · Frugal Life · Money Educatioin · Parenting

Money Lessons for Kids: The night we taught our kids the TRUTH about money

I have been wanting to give our kids a really good object lesson about how to handle money.  We talk about this topic constantly, and we give them chores to help them learn how to save and spend wisely, you can read all about that here:  Teaching Kids Smart Money Habits; but I just kept wanting to find something that would make a big impact on them and the real adult world.  I began brainstorming ideas and came up with a game plan that ended up having a greater impact than I ever could have imagined.

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We told the kids that we were having a family meeting and that they all needed to come join us.  We excitedly announced to the kids that we would be having a money lesson (cue groans.)  I ignored these sour face expressions and got started with our plan.

Phase 1:  The Marshmallow Bank

First, I gave each of the kids 5 marshmallows.  I told them that those marshmallows were theirs to do whatever they wanted with.    But, if they wanted to put the marshmallows in the marshmallow bank the marshmallows might grow.  My 12 year old and 9 year old decided to put all of their five marshmallows into the marshmallow bank.  My 5 year old decided to eat three of his marshmallows and put the other two into the bank.  I took the marshmallows away and put them into the “bank” (aka my closet).  We left those marshmallows alone to sit in the bank for a while and we moved onto Phase 2!

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Phase 2:    Real Life

For Phase 2 I really wanted to give my kids an understanding of exactly where mom and dad’s money goes each month and WHY we just can’t give them every.single.thing. they want all the time!  I also wanted to give them an understanding of what responsibilities they will need to expect when they become adults.

To prepare I got out enough cash to resemble how much money my husband earns in one month (I did this during the first of the month when I had a bunch of cash on hand from my cash envelopes).  We pretended that a quarter was $25, $1 was $100, $5 was $500, $10 was $1,000 and $20 was $2,000.  I then got three bowls filled with snacks.  The first bowl had cheerios in it and a $50 sign, the next bowl had fruit snacks with a $100 sign on it and the last bowl had a few mini candy bars in it with a $500 sign.

I gave the kids all of the “money” that our family has to live off of for one month.  I explained that after they paid all of their monthly bills than they could use whatever money is left to go shopping at our “store.”  At this point the kids were SO excited about their money.  All of those bills looked like a gigantic wad of sum to those three young kids.  They could not wait to buy out the entire store!

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Then the bills began…

We listed off every bill that we have to pay each month and how much that cost.  As we listed it off the kids had to pay us their “money” for those bills.  We included everything!  They had to pay for life insurance, car insurance, retirement savings, college savings, sports and piano lessons.  They paid for electricity, groceries, car repairs, and a few date nights.  We had them put money into their emergency savings account.  If it was on our real budget, the kids saved for it.  As the huge wad of cash slowly dwindled the looks on the kids faces kept dropping and dropping.

Once the bills were all done being paid my daughter exclaimed, “But where did all of our money go?!?!”  The kids had about $10 leftover, an equivalent of $1000.  Not enough to buy each of them one of the coveted candy bars.  They had to settle for a few fruits snacks and cheerios.

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Phase 3:  The Lesson

At first the kids were a little upset.  They were asking questions like, “So does this mean we don’t have any money?!?!”  and “I don’t understand where the money went.”  We then explained to them that we do have money.  We have enough to pay for everything in our budget, everything that they had to pay for.  We have enough for the soccer camp, the piano lessons, food on our tables, the necessary clothing and occasional fun family activity.  We talked about how we have enough money for those things.  But, we do not have enough money for ALL the things.  We talked about why and how we make a budget each month, how some months we might budget for a fun family activity and another month we will budget for new school clothes.

As the conversation continued I could see the understanding start to set in their eyes.  They began to realize the importance of a budget and why they are told no to some of the things they ask for.  They learned the importance of saving money each month and budgeting for the many bills that come with being an adult.

Phase 4:  Investments

Now it was time to check how our investments were doing in the “marshmallow bank.”  When I went to go get the marshmallows I tripled the amount of marshmallows each of the kids had in their bowl.  My 12 and 9 year old ended up with 15 marshmallows and my 5 year old had 6 marshmallows.  My 5 year old was a little disappointed when he saw how little marshmallows he had compared to his two older sisters.

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We then explained to the kids the importance of investing your money and how if you do it wisely your money will grow.  We demonstrated how the more money you invest, the more money you will earn in return.

I was so very happy with how this money lesson turned out.  My kids really seemed to understand and grasp what we were teaching them.  The conversations we had throughout the lesson were very real and mature and I am hoping this is something my kids will remember as they grow up and begin making their own personal money choices.  And once we were all done we totally let them have a few of the mini candy bars…..just because I try to be a nice mom.  Sometimes.  😉

 

 

 

for free · Frugal Life · Holidays

Mothers Day Gift Guide: 15 FREE Gift Ideas

I love Mothers Day.  I love being showered by my kids and husband with thoughtful gifts and notes.  I love celebrating all moms out there for the love and work they do every day of their lives.  Being a mom is without a doubt the most difficult, yet most beautiful thing I have ever done.  It is my favorite title and the thing that brings me the absolute most joy into my life.  Gifts do not need to cost very much many, in fact some of the best gifts cost no money!  The only thing that matters is that it comes from the heart.  I brainstormed 15 free gift ideas to give your mom for mothers day.

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  1.  Write a sweet note.  My love language is words of affirmation and nothing means more to me than receiving a kind and genuine note.  Tell your mother what you love and appreciate about her.  Let her know the impact she has made on your life.
  2. A bouquet of fresh flowers.  Pick some flowers from your hard, or maybe some wild flowers.  Put them in a mason jar or tin can, make sure to add a pretty ribbon tied around it.
  3. Offer to make her dinner.  As a busy mom, I love getting a night off from cooking dinner., I bet your mom feels the same way!  Invite her over for dinner and cook a few of her favorite foods.
  4. Mom and daughter book club.  Check out two copies of the same book from your local public library.  Tell her you will both read the book and get together every week to discuss it.  You will have your own mini book club!
  5.  DIY hand sugar scrub.  There are a lot of great recipes for sugar scrubs on Pinterest.  I usually mix coconut oil with sugar and add a few drops of lavender essential oil.  I keep the scrub stored in a mason jar.  It works great!
  6. Make a Top Ten List.  List the Top Ten things you love about your mom.  Use some cute scrapbook paper or fancy fonts to give the list a little extra flare.
  7. Favorite memories e-mail.  Send mom an e-mail with a few pictures of the favorite memories you have together.  Explain to her why those moments are so special to you.  If you are tech savvy, put together a video montage with music of all of your special pictures.
  8. Weed her flowerbeds.  When spring comes, so do the weeds (unfortunately!).  Help mom out by weeding her flowerbeds.  She will love a break from all the work and will appreciate the thoughtful service.
  9. Homemade cookies.  Does your mom have a favorite cookie or treat?  Make mom her favorite dessert.  Wrap it in saran wrap and put a pretty bow on top.  Remembering what she likes will be a sweet gesture.
  10. Wash her car.  Surprise her with a free car wash.  You could even show a little extra love and detail the inside by dusting and vacuuming it out.
  11. Gift of time.  What better way to show your mom that you care than to spend time with her.  Ask her to spend quality time just the two of you.  This could be by going on a walk, playing a game, doing a craft, or attending a free community event.
  12. Give her a pedicure.  Bring your nail polish over to moms house and paint her toes and fingernails.  She will love having a little girl bonding time.
  13. Make a quote jar.  Cut out a bunch of your favorite motivational quotes and put them in a mason jar.  Tell her she can pull out a quote each day to help her feel loved and inspired.
  14. Crafty gift.  Do you like to craft?  Find an easy craft you could make for mom.  Challenge yourself to make it by only using supplies that you already have at home.
  15. Be there for her.  Take the entire day off from other commitments and just be there for your mom.  Spend the entire day with her.  Help her around the house, share inside jokes, and show her you care making her your priority for the entire day.

What are you giving mom for mothers day?  What are some of your favorite free gifts that have been gifted to you??  Share in the comments so we can all learn together!

If you would rather spend a little bit of money on mom check out my post Fabulous DEALS Friday: Mothers Day Gifts Under $15! to find some budget friendly, yet very cute gift ideas for mom!

Fabulous DEALS Friday · for free · Free Fun · Frugal Life

34 Places that will give you FREE stuff on your Birthday!

Today just so happens to be my birthday!  Yay!  Happy Birthday to me!

I received my annual birthday coupon for an appetizer or dessert from Carrabba’s in my e-mail a few days ago and I started wondering about what other places I could sign up with to receive FREE stuff on my birthday.  (I loooove free!)  I did some research and because I am turning 34  I found 34 places that will give you FREE stuff just for having a birthday!  It’s great!  All you have to do is sign up for their e-mails (or some require a download of an app) and you’ll be eating free for your entire birthday week!  Check out all the great birthday freebies below!

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Free Meals

IHOP:  IHOP will give you a Free Meal just for signing up, on your birthday, AND on your sign-up anniversary!

Tucanos:  Earn points and rewards with Tucanos and a Free Birthday Meal!

Firehouse Sub:  Firehouse will gift you a Free Medium Sub every birthday.

Rainforest Cafe:  Sign up for Rainforest Cafe Club and receive a free $25 welcome gift AND a $25 gift on your birthday!

Black Bear Diner:  Black Bear Diner will send you a Free birthday meal.

bd’s Mongolian Grill:  Join bd’s Mongolian Grill and receive a free $5 off gift and a Free Meal on your birthday!

Ruby Tuesday:  Free burger or Garden Bar entree every birthday!

Benihana: Benihanas will e-mail you a $30 gift certificate for your birthday.

Dessert/Appetizzer

Marble Slab:  Earn points and rewards and $5 coupon on your birthday AND on your sign-up anniversary!

Dippin Dots:  Free Dippin Dots on your birthday!

Sprinkles Cupcakes:  Sprinkles will give you a Free Cupcake on your birthday!

A&W:  Free Root Beer Float at A&W!

Carrabbas Italian Grill:  Carrabbas will send you a birthday coupon for a Free dessert or Appetizzer!

On the Border:  Free Queso for signing up with On the Border AND on your birthday.

Rita’s Ice:  Free birthday treat from Rita’s Ice!

Red Mango:  Red Mango will give you a $5 reward every birthday.

Del Taco:  Get two free tacos for signing up with Del Taco AND a birthday milkshake.

Orange Leaf:  Join Orange Leaf to earn points and rewards and $3 off on your birthday!

Dunkin Donuts:  Free beverage for signing up and and your birthday.

Surprise Gift/Extra

Rodizio Grill:  Rodizio Grill will send you a surprise coupon on your birthday.

La Madeleine:  Free soup or salad for signing up and a surprise birthday treat.

Baja:  Sign up for Club Baja and you will receive a free taco and a birthday treat!

Marie Callenders:  Free gift for signing up Marie Callender’s E-Club and birthday coupons!

Famous Daves:  Free Birthday gift when you join Famous Nation.

The Melting Pot:  Melting Pot will send you coupons for your birthday.

Redbox:  Redbox will gift you a Free movie rental for your birthday AND your sign up anniversary!

Steak n Shake:  Special treat for your birthday and a special anniversary.

Applebees:  Sign up for Applebees and receive a free birthday special.

Texas De Brazil:  Free coupons on your birthday AND anniversary!

Pretzelmaker:  Pretzelmaker will send you a special treat for your birthday!

Red Lobster:  Join Red Lobster Rewards for points, rewards and a birthday surprise.

Cinnabon:  Birthday surprise from cinnabon AND a free cinnabon just for signing up.

Edible Arrangements:  Sign up with Edible Arrangements and receive a free birthday gift!

Perkins:  When you join with Perkins you will automatically receive 20% off, and then a special surprise on your birthdays.

It’s so fun receiving all these free coupons in your e-mail during your birthday week.  I signed up for a few more while I was researching and am looking forward to receiving them next birthday!  There’s nothing better than FREE!]

Do you have any other places that sends you free coupons on your birthday?  Share them in the comments to help us all benefit!

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for free · Frugal Life · Good Ideas · Recipes

Homemade Bathroom Cleaner

My least favorite room to clean in the house is the bathroom.  I’m sure I am not alone in this!  I always put this job off for days!  I would rather make this homemade bathroom cleaner than actually use it.  😉

I started making my homemade bathroom cleaner a few years ago and have not looked back!  Making your own bathroom cleaner is so easy and is a great way to save money!  Buying it in the store can get pricey.  For this recipe I always have the ingredients on hand and it only takes me a few minutes to put it all together.

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You will need a plastic spray bottle.  I recommend spending a few extra dollars rather than buying the cheapest bottle.  It will last much longer this way.

Ingredients:

2 tsp. baking soda

1 cup vinegar

1/3 cup lemon juice

1/4 cup dish soap

1 1/2 cups water

First, add the baking soda to the spray bottle and then add the vinegar.  I do this in the sink, and do it slowly because it will foam.

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Squeeze the foam out and then add the rest of the ingredients.  After all of the ingredients are added put the lid back on the bottle and shake it up really good.  That’s it!  You are ready to tackle the bathroom!  This lasts me about a year and I use it for every part of the bathroom; the toilet, sink, countertops, shower and bath.

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It does make cleaning the bathroom maybe SLIGHTLY more enjoyable if I know that I am saving money while doing it.  Right?!?!

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Do you make your own cleaners?  Have you noticed a savings when doing so?

Frugal Life · Money Educatioin

The Frugal Life: What it means to me

The word “Frugal” means something different to everyone.  Some find the meaning of the world unpleasant, boring, and blah.  Others find it necessary, practical, and a way of life.  I find the meaning beautiful, strong, and empowering.

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I have longed admired the pioneer women.  The ones who worked from sunrise to sunset.  These women washed laundry by hand, baked and cooked meager meals over a fire.  They had small homes and large hearts.  I’ve heard story after story of women who were hardworking, selfless, and humble.  These are the women I look up to.  I find them strong and their simple way of life beautiful.

Life has changed.  I am so grateful for the conveniences we have, for the advances made in technology and life.  But, I often lean towards those old fashioned ways of life which seems in many ways simpler and in so many ways beautiful.

Frugality reminds me of those simpler days.  I love the feeling of providing for myself, of growing my own food, my husband building our own furniture.  It provides me a sense of connection to the remarkable pioneer ladies from old days.  This is what it means to me to be frugal.

I found this quote today and it resonated so deeply with me.

“More stuff isn’t happiness.  Be grateful and thankful for what you have.”  –Sherry Borsheim

I believe it takes a strong and brave person to try to live a frugal life in a world full of conveniences and entertainment.  It takes a great amount of thought, effort, and strength to ignore the bombardment of marketing everywhere you turn and enjoy the simple, important things in life that are right in front of you.

Being frugal doesn’t mean you are deprived.  It means you can be empowered.  Empowered to control your spending.  Empowered to enjoy your life the way it is right now without needing to keep up with those Joneses and buy everything in front of you to find happiness.  This takes strength.  It’s not easy to live frugally.  But, when I do I find more happiness and joy from the important things in life:  friends, family, myself.

Love the life you live.  Work hard to make the life as great as you possibly can.  Be proud of your frugality.  I find it an absolutely beautiful way to live.

What does being frugal mean to you?  Do you find it beautiful and empowering like I do, or does it hold a different meaning?