Affiliate · Amazon · Frugal Life · Frugal Living Challenge · Good Ideas · Parenting · Recipes

Stock Piling your Freezer: How to freeze Pancakes for a Quick Frugal Breakfast

“We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites. As an Amazon Associate I earn from qualifying purchases.”

for all ages

I really think my mom was supermom.  Granted, I didn’t think that when I was growing up….but now that I have become a mom myself, I am able to look back and realize just how hard she worked for our family.

I feel fairly confident when I say that many of you are supermoms as well.  You wake up early, spend all day serving your family, and go to bed late worrying about your kids.  My goal is to be supermom!  I fail about everyday, but I continue to try!

One of the many “supermom” traits from my mom was her willingness to make us a hot breakfast every single morning before school.  I knew that when I walked upstairs after getting dressed the table would be set, and a fresh warm breakfast would be served.  I TRY to do the same with my kids….but I REALLY struggle some mornings to find the energy and motivation.

I’ve recently started batch cooking many breakfast items and stocking up my freezer for quick breakfasts for my kids before they head out the door for school.

Making large batches of pancakes not only saves me time in the morning…it is also a VERY frugal breakfast!  You can spend 30 minutes one afternoon each week making a large batch of pancakes for the freezer, or the next time you make pancakes for breakfast simply double the batch and freeze the extras!  Here’s how!

eb54918a-b7f3-4e59-af44-982890736515

Make your pancakes following your favorite pancake recipe.  Let them cool completely.

1885e48a-9155-476b-94c0-9f2bacba02a1

Place pancakes on a cookie sheet in a single layer making sure the sides aren’t touching.

4d1275d7-9625-4a4f-9e6a-8c58645f0d9a

While the pancakes are in the freezer you can prepare your freezer bags.  All this takes is writing what “pancakes” and the date on the bag.

7a55fa72-bb4e-4dbc-9a84-4636ffa46c2a

Put the cookie sheets in the freezer for 30 minutes.  Once frozen take the pancakes off of the cookie sheets and place them all in your freezer bag.  It can be full as large as you need to.  Because you pre-froze them, they should be easy to break apart when you need to use them.

8a16021f-93f3-4ae7-8fa4-7a7fd728f691

Stick the bag of pancakes in the freezer and you are done!  Yay!  Easy peasy!

When you are ready to use the pancakes, simply take out the number of pancakes you need and microwave them until they are warm.  I usually microwave them for about a minute.

These are also easy for the kids to get out of the freezer themselves!  If I’m busy getting ready in the morning I sometimes tell my oldest to get out a few pancakes for all of the kids.

You might be interested in my other INCREDIBLY easy and frugal breakfast recipe:  Quick and Easy Overnight Oatmeal.

 

 

 

Advertisements
Affiliate · Amazon · Family · for free · For the kids · Free Fun · Frugal Life · Good Ideas

25 Completely Free Family Winter Activities

 Sweet Frugal Life is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com

I absolutely love the snow!  I love to snowmobile, sled, and snowboard.  I love waking up to a fresh blanket of new snow and the sparkle it makes in the sunlight.

The only negative about the snow is that it’s so cold!!  Unfortunately, I live in an area where it stays cold for many many months!  We all get a little stir crazy around here being cooped up for so long.   I’ve learned to get creative during these cold months to help us stay sane and stay in budget!

2019 Goals

Fun In the Snow

1.  Sledding

Try a few sledding hills around town.  See if you can find a new favorite.  Enjoy spending the day laughing with friends and family.

f25ea2c8-edf3-4860-8ce1-df60866f821e

2.  Snow Cave

Spend the day outside building a snow cave as a family.  You could even have a contest to see who can build the best.  Turn it into a castle, add some stairs or windows.  Get creative and have fun!

3.  Snow Candy

We fell in love with Snow Candy a few years ago after reading the Little House on the Prairie series. Simply place a bowl outside while it’s snowing.  When the bowl is full of fresh clean snow, immediately bring it in and pour pure maple syrup on top.  The syrup will harden to make a sweet treat!

4.  Winter Walk/Scavenger Hunt

Bundle up and go for a walk in the freshly fallen snow.  Make a game of it by putting together a list of different items to find; a pine cone, icicle, boot tracks, animal tracks, a snowman, etc.

5.  Snowball Fight

Have a family friendly snowball fight.  This is guaranteed to bring a lot of laughs and memories!

6.  Build a Snowman

Why build one snowman when you can build a family of snowmen???  Have everyone build the snowman that fits their unique personality!

7.  Snow Ice Cream

Search Pinterest to find hundreds of easy snow ice cream tutorials. It is a simple recipe using a few cheap ingredients.  This is a fun way to enjoy the snow…while staying indoors!

 

Fun at Home

8.  Movie Night

Snuggle up together, pop some popcorn and have a family movie night.  Watch a few old classics or try something new.  All that matters is that you are spending time together.

9.  Bake Bread

I love spending cold winter days in my kitchen baking something warm.  Try baking a loaf of homemade bread!  Lather it with homemade butter and eat it together as a family.

10.  Homemade Cocoa

It only takes a couple of minutes and a few ingredients to make a big batch homemade cocoa.  Make the hot chocolate together as a family and enjoy sipping it next to a warm cozy fire.

92963B27-A291-47C3-86FD-02838377C28E

11.  Family Slumber Party

Haul blankets, pillows and sleeping bags onto the living room floor.  Have a large family slumber party together.  Your kids will remember this forever!

12.  Read a Novel as a Family

My family loves to read a novel together every winter.  I usually pick a classic and read it to the kids for 20-30 minutes every evening.  A few favorites have been Little House on the Prairie, Charlotte’s Web and Stuart Little.

13.  Paper Snowflakes

Spend an afternoon cutting out paper snowflakes and hanging them around your home.  We like to tape a few to the windows and use invisible thread to hang some from the ceiling.  You can find countless Youtube video tutorials.  This is such a fun, cheap and easy craft!

bccada96-fbbe-46ff-9994-b6cf48620827

14.  Play Dough

Make some homemade play dough at home!  Use it to build snowmen or other fun creations.  You can use my favorite recipe or search pinterest for other variations!

78667B0A-C489-487D-8588-7C2571715B1A

15.  Indoor Picnic

You don’t have to have warm weather for a picnic!  Spread a blanket out on the floor, bring a few of your favorite picnic foods and enjoy a picnic indoors!

16.  Make a Fort

Gather all the blankets and chairs in your house and build a gigantic blanket fort.  Play games, read stories and spend the day hiding out in the fort.

17.  Make a Sock Snowman

All it takes is a little creativity and a few random items found around the house to turn an ordinary sock into a snowman!

f7376ad8-2354-491a-99fe-fbc14a8cf04f

18. Board Games

We love board games in our family!  You can find some cheap ones at your local thrift store, but there are plenty of fun games played with just a deck of cards or dice.

19.  Make Friendship Bracelets

My kids love spending an afternoon making friendship bracelets!  You can do an easy braid or something fancier.  Be sure to make two bracelets!  One to give away and one to keep.

20.  Family Dance Party

Sometimes our family (or maybe just this tired mom! 😉 ) just needs a good old fashioned dance party!  We crank up a few of our fave dance tunes and dance the grumpy faces away!

 

Fun in Town

21. Visit the Library

The library offers a lot of free activities for everyone in the family.  Take advantage of all the many free programs and be sure to check out a book or movie while you are there!

9871e8f4-f745-46eb-9204-a60197ae13af

22.  Serve a Meal at a Homeless Shelter

There is nothing better for a child to learn than how to care for others.  Pick a day as a family to help serve a meal at the local homeless shelter.  This is such a humbling experience!

23.  Visit a Pet Store

It’s so simple, but so fun!  We love walking around the local pet store and visiting the cats, dogs, and birds.  My kids ask to go regularly and I never complain!

24.  Donate to a Thrift Store

As a family go through all of the toys, clutter, and household items.  Fill up a large box of items to donate to a thrift store.  It feels so good to start the new year fresh and clutter free!

25.  Visit a Neighbor

Do you have an elderly neighbor who might need a visit?  Or maybe someone new to the neighborhood?  As a family pay a special visit to someone needing company.  It’s a great way to brighten their day and get to know someone new!

 

What do you like to do with your family during the cold winter months????  Bonus points if it’s FREE!  Comment below with all your good ideas!

 

 

Christmas · Family · For the kids · Free Fun · Frugal Life · Gift Ideas · Good Ideas · Holidays · Homemade · Recipes

Easy Hot Cocoa Mix Recipe

Hot cocoa is such a fun staple to have in your home during these cold winter months.  My kids will spend hours playing outside in the snow and the first thing they ask for when they come inside is some hot chocolate!

Back in my “spender” days I use to buy hot chocolate mix at the store like it was nobody’s business!  Once I started learning how to save and live a frugal life I learned how to make hot chocolate mix from scratch and I have never looked back!

Not only does making your own hot cocoa save you money, it is also so quick and easy to do.  It also tastes much better than what you will buy from the store!

92963B27-A291-47C3-86FD-02838377C28E

Hot Cocoa Mix Recipe

2 cups nonfat dry milk powder

3/4 cup sugar

1/2 cup cocoa

1/2 cup powdered creamer

1/8 tsp salt

Combine all ingredients and mix well.  Store in a tightly covered container.

To make hot chocolate:  Stir 1/4 cup mix with 3/4 cup boiling water.  Enjoy!

8FB08DF5-3D0A-43D8-9042-C2A3D24EEBA6

We usually make this mix for our family to enjoy all winter, but it would also be a really frugal christmas gift for friends and neighbors.  Whip up a large batch, portion it into cute jars and tie a bow around it. Done!

 

Family · For the kids · Frugal Life · Good Ideas · Parenting

Teaching Kids to Help with Family Chores: Including free chore chart printable

Teaching my kids how to work is a huge priority for me.  In today’s world with busy schedules and so many kids focused on screens, it’s hard to find the right way to instill a hard work ethic.

I’ve tried so many different methods to try to encourage my kids to be hard workers.  Many of those methods have failed, but the method we are using right now has been going strong for 5 years.  That’s definitely a record in my house!  I don’t know if it is teaching them the hard work ethic I desire, but I know it has been teaching them a lot about household chores and so I am happy with it!

3412B957-1ED6-40A8-874E-3514014DA1C4

My cleaning system is nothing fancy, SO un-fancy in fact that it probably shouldn’t even be called a “system”! 😉

My kids have 4 main household chores that they are responsible for each week.

Bedrooms

The kids’ bedrooms are expected to daily be kept clean and tidy, including making their bed each day.  This usually only takes 5 minutes each morning, sometimes more or less.  Once a week they are required to vacuum and clean their rooms.  I always check on Saturdays to make sure they did what was asked of them and to verify that they haven’t stuffed anything under the bed or in their closets.  😉  One of my printables includes our Bedroom Responsibilities chart.  This is hung up in each of my kids rooms so they can make sure the chores are completed correctly.

Dishes

We have three “Dish Duties” that we rotate each week between our three kids.  These duties are:  Load the Dishwasher, Sweep the Floor, and Wipe the Counters.  After our nightly dinner the family all cleans up the dishes together with the kids each helping with their specific assignment.

Household Chore

Each week my kids are assigned a Household Chore.  The Household Chore is usually centered around a room in the house; one that the entire family uses, so we all need to help keep it clean.  These chores are rotated each week through each of the kids.

Our current list of household chores are:

-Kitchen

-Bathroom

-Great Room

-Basement Family Room

-Your Choice

I include a Your Choice week so that the kids have one week where they can have a little control over the area they clean.  They really look forward to this week!  The Your Choice options are:

-Do the Laundry

-Wash the Walls

-Clean the Car

-Clean out the Refrigerator

-Wash the Windows

These household chores are rotated weekly between each child.  This way everyone gets an equal amount of turns with each chore.

Paid Chore

I assign my kids one paid chore each month.  (other paid chores are given when they request it).  Our paid chores revolve around taking care of our animals (six chickens, one dog and one cat).  They will ONLY get paid if the chore is completed.  These chores are rotated monthly and the kids are paid monthly.

You can read my article Teaching Kids Smart Money Habits to learn more about my views on giving kids an allowance.

DA222E79-3A8C-47FD-95FA-B09FB41F39A4

This is how we do chores in our house.  Are my kids perfect?  No way!  Am I perfect?  Not even close!  But, we are trying.  And for now, this is what has been working for us.

I have turned my Family Chore Chart and Chore Responsibilities into free printables for you!  These are the exact charts we use!  You can get them emailed to you by following this link:  Free Chores for Kids Printables.

How to Use Chore Chart Printables

I highly suggest laminating the Family Chore Chart after printing it.  Or, you can just stick it in a page protector like I do!  😉  This way I can use a dry erase marker to write down all of the chores and adjust them each week.

You will want to cut the Clean Chores printables into sections and laminate each section.  This is obviously not necessary, but I have found it helps to keep the instructions more durable with my kids use.

I keep the chore instructions hung up in a bag for my kids to pull out of when it is their turn for that particular chore.

6815FF99-A519-4512-9351-765E09086BAB

I truly believe one of the greatest gifts we can give a child is teaching them how to work.  They WILL look back one day and thank you for giving them this gift.  I whined and yelled and cried and complained and told my parents they were the meanest in the world…..but I grew up….and I realized just how GRATEFUL I am that they taught me how to work!

The saying says there is more than one way to train a horse!  That falls true with kids too!  This is what works for my kids, you might find something different that works for your family.  All that matters is that we are TRYING.  Keep trying mamas!  We got this!

Affiliate · Amazon · Bargain Buys · Christmas · Family · For the kids · Free Fun · Frugal Life · Good Ideas · Holidays · Parenting · Recipes

Christmas Tree Cookie Recipe

“We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites. As an Amazon Associate I earn from qualifying purchases.”

One of my favorite Christmas Traditions as a young girl was my mom making these delicious Christmas Tree Cookies!  I knew it was Christmastime when I came home to these delicious treats after school.

541DEC41-D161-42F3-8B03-1494E380B299

My mom is no longer living, so I have continued on the tradition by making them for my kids.  They are SO easy and I love the hint of almond flavor!

One of the best parts of making Christmas Tree Cookies is getting to use this fun Wilton Cookie Press.  It’s really easy to use, and you can usually find one under $10!  It comes with a dozen different plates with fun shapes for cookies.  All you have to do is fill it with the cookie dough, turn it upside down and press the trigger!  Out comes a cute little tree.

56DF8AFA-F3B4-487F-9368-5E939ADAA126

 

Christmas Tree Cookies

Ingredients

1 cup butter

3/4 cup sugar

1 egg

1 tsp almond extract

1/4 tsp salt

2 1/4 cups flour

1/4 tsp baking powder

green food coloring

Instructions

Preheat oven to 375 degrees.

Cream the butter and sugar together in mixer.

Beat in egg and almond extract.

Mix dry ingredients together in a separate bowl.  Gradually add to mixer.

Add a few drops of green food coloring.  Mix well.

Fill Cookie Press with dough and insert the tree plate.

Use Cookie Press to make cookies on ungreased cookie sheet.

Sprinkle with red sprinkles.

Bake in hot oven for 8 minutes.

FE3ECE10-0733-4CD4-B29B-E22A453DDCAB

They are so easy!  Your kids will look forward to them every year, I promise!

Affiliate · Amazon · Christmas · Family · for free · For the kids · Free Fun · Frugal Life · Good Ideas

20 FREE or FRUGAL Family Christmas Traditions

“We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites. As an Amazon Associate I earn from qualifying purchases.”

Christmas is just my very very favorite season.  I love the lights, the snow, planning that perfect gift for a loved one, and the joy I feel from everyone around me.  It truly is the most magical time of the year!

December is the perfect month for establishing family traditions.  My hope is that one day my little family will look back on their childhood and remember the sweet memories and traditions we made together.

You do not have to spend a lot of money to make these memories with your family.  A lot of activities can be done completely FREE!  Here are 20 FREE or FRUGAL Family Christmas Traditions!

family traditions

Free or Frugal Family Christmas Traditions

1.  Decorate the Christmas Tree

Each year our family hikes through the forest to cut down our Christmas Tree.  After finding that “perfect” tree we bring it home, turn on some Christmas music and spend a fun evening decorating it together.  Our Christmas tree is decorated with salt dough ornaments, candy canes, and all the things that bring sentimentality and love to my life.  The ornaments made by the hands of my sweet children are ones I will cherish forever!

2015-12-17 20.31.34

2.  Christmas Stories

Every night for the entire month of December we turn off the lights in our house, sit in front of the lit up Christmas tree, and read a Christmas Story.  Short stories can easily be found and printed from the internet, or you can usually find Christmas books at your local thrift store.

3.  Christmas Lights

Take a drive as a family and look at all of the Christmas lights around town.  We have found a few favorite neighborhoods that we enjoy visiting each year.  I always pop popcorn for the kids (and me!) to snack on during the drive and the kids bring a blanket and wear their pajamas.  Of course, we have our favorite holiday music on in the background.  It is one of the easiest and cheapest ways to enjoy the holidays

4.  Holiday Baking

I mean really, does it get any better than holiday baking??  I think NOT!  With hundreds of different recipes and treats to choose from, we could be baking all month long!

Holiday baking is a fun tradition to do with your kids.  My kids love to help in the kitchen, ESPECIALLY if they know treats are involved!  A few of our holiday favorites are gingerbread men, peanut brittle, pretzels dipped in chocolate, and homemade toffee.

IMG_4969

5.  Neighbor Gifts

After all the holiday baking it’s so fun to deliver those yummy goodies to friends and neighbors.  We like to get the kids involved in this.  We package up the plates together, make cute little cards and spend an evening bringing some joy to our little neighborhood.  I love this tradition and the way it brings a community together.

06027C48-7E6F-403B-BC5C-70D715442519

6.  Advent Calendar

Years ago I made a Christmas Advent calendar.  It was quite a bit of work and honestly, there are so many cheaper and easier options out there.  But, my kids love this calendar.  It’s nothing fancy.  They don’t receive a treat or activity each day, they just put a little felt ornament up on our felt Christmas Tree.  When the tree is full, Christmas is here.  It makes the long wait a little bit easier for the excited kids!

7.  Christmas Movies

Have a Christmas Movie night.  I love snuggling up with my family and enjoying a feel good holiday movie.  We enjoy classics like; It’s a Wonderful Life and White Christmas; or a newer family favorite is Elf.  Netflix has a lot of great options, or check out a few from your local library.

8.  Christmas Crafts

There are hundreds of darling Christmas Craft ideas all over Pinterest.  I like to do a few of these during the school break with my kids.  You can always find some ideas using items you already have in your house.

9.  Paper Snowflakes

Cut out paper snowflakes and hang them around your house.  You can find many tutorials on YouTube.  These are usually easy enough for younger kids to enjoy.  I will usually fold the paper for my preschool kids and then let them be in charge of cutting out the fun shapes. It’s such a joy to see every snowflake with a different unique design.

 

10.  Christmas Eve Dinner

I like to have a big fancy dinner with my family on Christmas Eve.  When we have our big dinner on Christmas Eve, we are able to just relax and enjoy Christmas day stress free.  We invite over extended family and everyone brings a side dish to share.  When everyone helps contribute to the meal, it keeps the costs low.

052CF5D6-E063-47C1-85ED-45C8E006D822

11.  Letters to Santa

My kids like to write letters to Santa Clause every year.  I am personally not a huge fan of the traditional letters to Santa, where the kids ask for all the things they want to be brought to them.  Instead, I have my kids write to tell Santa about all of the good and nice things they have done throughout the year.  I have told them this is how Santa decides if he will bring them a present or not.  My hope is this will encourage them to focus more on being kind and less on materialist things.

12.  Light the World

We have been participating in Light the World for the past few years.  Light the World is a campaign sponsored by my church.  It encourages families to look for ways to serve within their family, community and in the world.  It is absolutely open to EVERYONE!  The focus is less about religion, and more on service.

There are so many different ways to serve and love others.  Bake cookies for your local fire department, participate in Operation Shoe box, volunteer at a local soup kitchen, or become “Secret Santa” for a family in need.  I love having my kids participate in this and have found it really brings the true spirit of Christmas into our home.

13.  Act out the Nativity

Every Christmas Eve, after our special dinner, my kids act out the nativity as an adult reads the story out of Luke 2.  The kids dress up as mary, joseph, donkey etc.  I love this tradition!

14.  Make a Ginger Bread House

Spend an afternoon making a ginger bread house with your family.  You can usually find fairly cheap kits at your local grocery store.  One year we just used graham crackers and homemade frosting.  For decorations we used items already in my pantry, like chocolate chips, marshmallows and almonds.  It really doesn’t matter how fancy of a house you build, all that matters is that you’re spending time with your loved ones.

C6E10A82-7607-445E-9B92-58F449FD7C5E

15.  Christmas Cookie Exchange

Invite some friends over for an annual Christmas Cookie Exchange.  Ask everyone to bring a dozen cookies and enjoy socializing and taste testing all of the different holiday cookies.  You might even find a new favorite recipe!

16.  Send out a Christmas Email

Ditch the traditional Christmas card and instead send out a Christmas e-mail.  You can include a few pictures and a short update of what your family has been up to over the past year.  I have even seen some free email card services you could look into!

17.  White Elephant Party

Host a White Elephant Party at your home.  Ask everyone to bring a wrapped gift (something they already have around their house).  Play a fun gift exchange game (these can be found on Pinterest) to decide who will open which present.

This is a fun way to exchange gifts with friends, without having to spend a lot of money on everyone.  It also brings a lot of laughs!!

18.  Hot Chocolate Bar

Set up a hot chocolate bar on Christmas Day.  Keep it simple to prevent overspending.  A few peppermint sticks, some marshmallows and whipped cream are all easy ideas.  Search Pinterest for easy homemade hot chocolate mix.

19.  Christmas Concerts/Events

Look to your community for free Christmas Concerts and Events happening around town.  Does your community put on a free nativity, light parade or other special concerts?  You can usually find at least a few Christmas Concerts at the local high school.

20.  Cookies for Santa and Reindeer Food

Set out milk and cookies for Santa Clause on Christmas Eve.  Go one step further and make Reindeer Food.  Mix together oats and glitter for magic reindeer food.  Sprinkle it out in your yard to help the reindeer find your house.

Christmas Traditions

I am always searching for fun new traditions!  What are some of your families favorite holiday traditions???  Let me know in the comments!

Crafts · Family · Farmhouse · Frugal Life · Get Away Today · Good Ideas · Halloween · Holidays · Homemade

The Easiest Halloween Pumpkin Tutorial

I pulled out all of our fall decorations the other day and had fun getting the house looking a little more festive.  I decided I wanted a few more small decor items, but didn’t want to spend very much money.

My friend showed me how to make these toilet paper pumpkins a few years ago, and I knew they would be the perfect addition to my house this fall.  The best part about these pumpkins is they cost less than $1 to make!  Yep, you read that right!

The only item I bought for these pumpkins was the fabric for 97 cents each.  If that’s not frugal, I don’t know what is!  Not only are these crazy cheap to make…..they are also one of the easiest crafts ever!  I spent less than an hour making all three of these darling Halloween Pumpkins.

AB394A4D-30BA-4694-9D60-0E41F10DDB61

Halloween Pumpkin DIY

For each pumpkin you will need:

One roll of toilet paper

One square of fabric (I bought the fat quarter fabric from Walmart for $.97)

Hot glue gun

A twig for the stem

Lay the square of fabric right side down on the table.  Place your toilet paper in the middle.

AF44EEDA-8ED9-4A97-87AA-CF1D86D9D4DE

Now, tuck the ends of the fabric into the middle of the toilet paper.  I try to pull the fabric tight as I go, this helps makes some cute textures and creases for the pumpkin.  Keep stuffing the ends of the fabric into the toilet paper roll until all the ends of the fabric are hidden.

You are almost done!  For the stem, I simply went into my backyard (or you can try to search a park) and cut a piece of a twig to the size I wanted.  Hot glue a small amount of glue into the middle of your pumpkin.  Stick the twig into the hot glue, making sure it is sticking up correctly.

And you are done!  Easiest thing ever, right?!?!

883AA8CD-6FE5-414C-8431-5107A7E3EB74

You can play around with the toilet paper to make different shapes and sizes.  For the polka dot pumpkin, I took off about 1/4 of the toilet paper to make a smaller pumpkin.  I also wrapped some toilet paper loosely around the entire roll.  This gives it a slightly more rounded look.

I wanted my other black pumpkin to be a little bit larger.  I added extra toilet paper to the roll, and tried to give it a rounded loose look.

I loved the way this one turned out!  There really are some many possibilities!  And for a whopping 97 cents…..you can make a dozen of these without breaking the bank!

DEDD9BE8-D8D2-471E-999C-40BF701AF12C

Have you ever made a toilet paper roll pumpkin before???  Let me know if you try it out, I would love to hear how they turned out.

Happy frugal crafting!

 

You might also like Rice Krispie Halloween Monsters Recipe and No Sew Trick or Treat Bag Tutorial.

Finances · Good Ideas · Money Educatioin · Money Helps

Debt Snowball Vs. Debt Avalanche

Two of the most common methods for paying off debt is the Debt Snowball and the Debt Avalanche.  Neither of these methods are superior to the other.  They both have great qualities and offer excellent motivation for getting rid of debt.

snowballvavalanche

Debt Snowball

The Debt Snowball is the method Dave Ramsey recommends.

When using the Debt Snowball you will list your debts in order from the smallest debt to the largest.

While continuing to make minimum payments on all debts, begin actively trying to pay off your SMALLEST debt FIRST.

This will mean that you will use ANY extra money that comes your way to paying off this one debt.

The reasoning behind the Debt Snowball is while starting small, you will gain confidence and traction.  As you pay off those small debts you will have more practice and motivation to be able to tackle the larger debts.

For Example…..

$5,000 Car Loan

$800 Credit Card Payment

$25,000 Student Loan

Pay off the credit card first, while continuing to make minimal payments on the other two debts.  Next you will pay off the car loan, and then lastly you will tackle the student loan.

Debt Avalanche

In the Debt Avalanche you will list your debts in order from the highest INTEREST to the lowest interest.  You will then continue to make all minimum payments for all debt while focusing all extra cash to paying off your debt with the highest interest rate.

The point of the Debt Avalanche is that by getting rid of the debts that charger higher interest you will be able to pay off the debt quicker.

The Debt Avalanche WILL have you spending LESS money overall than the Debt Snowball.

For Example…

$5,000 Car Loan with 4% interest

$800 Credit Card with 10% interest

$25,000 Student Loan with 5% interest

If following the Debt Avalanche method you will pay off the credit card first, followed by the student loan and then you will pay off the car loan.

What Works for You?

Soooo……what does this all mean for you?

The answer to that question will be personal.  It will be different for everyone.  There is no RIGHT or WRONG method.

If you are feeling overwhelmed and unsure of yourself, then perhaps the Debt Snowball would work best in favor.  It helps you start small and gain quick wins at the beginning.

If you are feeling super motivated and you want to get rid of that debt ASAP, then you might prefer the Debt Avalanche.  This method will get you aggressively paying off that debt and will cut out some of those interest costs.

What do I recommend?

I personally recommend you research, research and more research.  Study everything you can about both the Debt Snowball and Debt Avalanche.  Once you have studied everything you can, make your decision.  You will naturally feel more comfortable and be drawn to a certain method.

Once you make the decision best for you, GO WITH IT, own it.  Do everything in your power to get rid of that debt.  Check out the article What we cut from our budget to save over $2500 a year, for a few ideas on finding some extra cash in your budget.

I promise paying off debt WILL be hard…..but I also promise that your future self will THANK YOU for being willing to put in the work.

 

Good Ideas · Grocery Haul · Homemade

Grocery Haul 10/08

This week I spent $100 on groceries and a few other needs.  I have included my weekly dinner meal plan for the week as well!

78EA3FE8-8514-437E-A5D7-C4EFC6CBA126

Other Needs

I bought shampoo and dog food (not pictured).

BE2EFC6B-C912-4120-96AC-6C12FA4DA039

Produce

My produce this week was cuties, two oranges, potatoes, spinach, carrots, apples, and lettuce.

3669abf5-2078-4121-a5f9-bc9b9aa941d6.jpeg

Dairy/Meats

In the dairy department this week I bought whipping cream, greek yogurt, blueberry yogurt, string cheese, cheddar cheese, cream cheese, butter and italian sausage.

f3e1ba71-4da3-4498-9282-366b7547b185.jpeg

Bakery

This week I bought two loaves of wheat bread, blueberry bagels and a can of yeast.

67a2c144-f8ed-4cb0-bb46-10bcdd8e4430.jpeg

Cereal

I bought two boxes of cheerios, a box of rice krispies, and a bag of malt-o-meal frosted mini spooners.

3C294254-935A-421E-867C-0D7C4184DCA4

Other

A few odds and ends were marshmallows, candy melts, pumpkin puree (yay for pumpkin!), and 4 packets of taco seasoning.

8a6b2e61-7d2e-4391-a867-b06f9e5f7afd.jpeg

All of this came to $102.10 after taxes.

 

Affiliate · Amazon · Crafts · Family · For the kids · Gift Ideas · Good Ideas · Halloween · Holidays

The Easiest No Sew Halloween Trick or Treat Bag

Disclosure:  “We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites. As an Amazon Associate I earn from qualifying purchases.”

Halloween is just around the corner!  I love this time of year!  I love the pumpkins, the crisp cool air, the changing leaves, and the excitement in my children.  My kids love to dress up as anything they want and run around the neighborhood trick or treating.

I got the urge to craft the other day and decided it would be so fun to make my kids new bags for trick or treating.  I wanted to create something cute, but also simple and frugal (because that’s how I roll!).

I came up with the idea of a no sew trick or treat bag.  I’ll be honest with you….it was even EASIER than I originally had planned!  (win!)

8B02A0B4-1263-4F47-8753-A09C102ABD5B

Trick or Treat Bag Tutorial

Supplies Needed:

– Canvas Craft Tote

– Scrap fabric

Wonder Under

– Iron/ironing board

– Pattern for tracing

Let’s Begin:

You will first need to find your pattern for tracing.  I asked my kids what picture they wanted on their bags and they requested a spider and a cat.

After a quick google search I was able to find a couple of good tracing patterns.  Print these off and then cut out the shape.

E54802A7-B7C4-4F73-AF23-C06F9EA81E54

Now, follow the directions found on your wonder under fusing.

I cut out a large square of wonder under (large enough to cover the entire shape), and ironed the rough side onto the wrong side of the fabric.

Use your tracing pattern to trace the shape onto the paper side of the wonder under.

Once the pattern is traced, cut the picture out (fabric and all).

Last, you will gently pull off the paper backing of the wonder under.  Center it on the bag, and then iron it.

I have found that holding the iron steady for 5-10 seconds over each section of the picture helps give the applique a nice firm hold.

That’s it!  You’re done!  See, I told you it would be easy!!  It probably took me a total of one hour to finish both bags!  Quick crafting, is my type of crafting!

There are so many fun possibilities for these bags!  Pumpkin, ghost, witch hat, bat, skeleton, or lettering would all make darling trick or treat bags!

I can’t wait to watch my kids go trick or treating with their new bags!