Sweet Frugal Life

Being Frugal Doesn't Make Life Any Less Sweet

The Best Deals At Dollar Tree

By: Sweet Frugal Life4 Comments

The best things to buy at the Dollar Tree.

I love shopping at my local Dollar Tree.  Not only are the items all affordable ($1.25???  yes please!), but they also have quality products!  However, the truth is that not all items sold at your local dollar store is a good deal.  We are often led to believe that because something is sold at the Dollar Tree, it MUST be the best price in town, right???  Well, this is not always the case!  Today I am going to share the best deals at Dollar Tree.  These are the items that you can always count on to be a better price than you can buy anywhere else.

Best Deals At Dollar Tree

The next time you are shopping at Dollar Tree, make sure to look for these amazing deals!

1.  Pregnancy Test

There is no need to spend a lot of money on pregnancy tests!  Just hop on over to your local Dollar Tree and pick up one of these tests for just $1.25.  They are just as accurate as the tests you can buy at the grocery store, but for only half the price!  Yay!

 

2.  Ovulation Predictor

Another great buy in the pregnancy sectioin is an Ovulation Predictor.  You can buy a big pack of these at Walmart for a good price, but the ones at Dollar Tree are still cheaper!

 

3.  Hair Scrunchies/Hair Ties

The Dollar Tree is a great place to buy hair scrunchies and hair ties!  They are not only affordable, but also super cute!  I love the huge selection available!

 

4.  Bleach

One of the best deals at Dollar Tree is their bleach.  For only $1.25 you can get a 96 oz. container of bleach!  That is a great price and I haven’t been able to find it cheaper anywhere else.

 

5.  Bandaids

If your kids are anything like my kids you probably go through a lot of bandaids.  Fortunately, you can buy them for a great price at Dollar Tree!

 

6.  Flip Flops

I love grabbing a few pairs of flip flops at the Dollar Tree every summer.  They are super cute and comfortable, plus it doesn’t matter if they break or get lost….because I spent less than $1.50 on them!

 

7.  Candles/Wax Melts

You really can’t beat paying less than $2 for a candle and a carton of candle wax melts.  Whenever you need to buy a candle, make sure to buy it at the Dollar Tree.

 

8.  Coloring/Activity Books

Dollar Tree has a huge selection of coloring and activity books perfect for kids.  I love to buy a few at the beginning of each summer to keep my kids entertained for the next few months.  The books are constantly changing and I love looking through the new selection regularly.

 

9.  Seasonal Items

Another great buy at Dollar Tree are the seasonal items.  Dollar Tree is wonderful at rotating through a large supply of seasonal toys, decorations, food and more.  It’s a great place to stock up on summer fun activities or stocking stuffers….and everything in between!

 

10.  Greeting Cards

The cheapest place to buy greeting cards is always at the Dollar Tree!  For only $1 you can get TWO greeting cards to give to your loved ones.  This is a great buy!

I also love to buy a package of blank note cards.  For $1 you get 6 blank cards, and can use them for any occasion!

 

11.  Gift Bags

The next time you are at Dollar Tree make sure to stock up on gift bags.  They are a fantastic deal and come in so many designs and sizes.

Want to know the best part of buying a gift bag???  It’s reusable, so the one time purchase can be used again and again!

12.  Sticky Notes

Another great buy at the Dollar Tree is the sticky notes.  I love using sticky notes for weekly planning and list making, so I always buy a package or two!

 

13.  LED Light Bulbs

LED light bulbs are expensive, buy can save you a lot of money in the long run!  Buy your LED lights at Dollar Tree so that you can still get the long term rewards, without the high price tag.

 

14.  Nail Polish

I have two girls in my home who LOVE doing their nails.  They buy a lot of their nail polish at Dollar Tree because the prices are MUCH lower than at other stores.

 

15.  Picture Frames

Did you know that you can even buy picture frames at Dollar Tree?  Because you totally can!  I love buying picture frames at Dollar Tree because they are so cheap, and have a lot of different styles and sizes to choose from!  Yay!

 

In Conclusion

The Dollar Tree has so many great deals, especially the ones listed above!  I have been able to save my family a lot of money by buying each of these things at Dollar Tree, and I hope this article will help your family save money too!  That’s what I’m here for after all!

 

Related Articles:

Dollar Tree Pantry Organization Tips

Dollar Tree Easter Basket Ideas

How To Save Money On Diapers

 

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I hope you enjoy the best deals at Dollar Tree!

 

How To Stretch Meals

By: Sweet Frugal Lifecomment

Easy ways to stretch your meals so you can spend less on groceries.

One of the biggest budget busters in most households is the grocery budget.  There is no denying the fact that food is expensive.  However, there is good news!  Groceries is one category in your budget that you can lower!  It definitely takes a little bit of extra work and effort, but it can be done.  There are a few different ways to lower your grocery expenses, and one of my favorites is learning how to stretch meals.

What Does It Mean to Stretch Meals?

Stretching meals simply means to make the food that you have last longer, feed more people and prevent waste.  It’s really easy to do too!  All it takes is a little more planning and creativity, but each of the following tips are so easy!

Here are 10 ways you can stretch meals so you can save more money.

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1.  Meal Plan

A smart meal plan is the first step to stretching meals.  When you make a meal plan, try to plan meals that will use the same ingredients.  This is an easy way to reuse ingredients before they go bad.

For Example:  Buy one head of lettuce and plan three meals that week you can use the lettuce for.  Or buy a rotisserie chicken from the store and meal plan several meals for chicken, like I did here.  These meals might be Chicken Alfredo, Chicken Noodle Soup, Chicken Pot Pie, etc.  Here’s how I use one Roast Beef for three meals.  It follow the same plan, buy once and use three times so it doesn’t go to waste.

2.  Use Less Meat

Meat is one of the most expensive parts of the meal.  Stretch the meat out for more meals by using less than the recipe calls for.

For Example:  If you are using a recipe that calls for 1 lb. of hamburger meat, use 3/4 lb. instead.  You probably won’t even notice the difference in your meal.  You can then use that extra 1/4 lb. hamburger for another meal.

3.  Souper Tuesday

Soup is so cheap to make and an easy meal to stretch!  I love making a huge pot of soup when I feed large groups or as a way to feed our family for several meals.

Consider turning Tuesday dinner into, “Souper Tuesday.”  This will be the day each week when you will make soup for dinner.  The pot of soup that you make should last your family for several meals.  You can even freeze the leftover soup to use for a later meal.  Just make sure to use it within the next 3 months.

  • Freezing Tip:  Freeze broth based soups simply by pouring it into a Ziploc freezer bag.  Squeeze out all of the air, seal tight and place in your freezer.  This will stay fresh for 3-6 months.  To thaw:  place frozen soup in fridge and let it defrost overnight.  Warm it up over the stove and enjoy!

Get creative with your soups!  Most soups can be made just by tossing together a few ingredients you already have in your pantry.  A little bit of chicken, broth and veggies will make a fantastic soup!

4.  Include More Side Dishes

Usually the main dish is the most expensive.  You can stretch the main dish out by adding more sides to your meal.

Try using a variety of side dishes and mix it up daily to keep the meals more interesting.

A few of our family favorite side dishes are:

Each of these ideas are budget friendly (especially if you shop sales) and very filling.  Encourage your family to take a few sides along with the main meal.  This will fill the family up quicker, making you able to use your main dish for a few other meals throughout the week.

5.  Use a Filler

Try adding a “filler” ingredient to your recipes.  A “filler” is just a cheaper ingredient, one that the recipe doesn’t call for, that you add to a meal to make it more filling and bigger.

A few of our favorite fillers are: pasta, rice and beans.

Beans

A can of beans is one of the cheapest and easiest ingredient to add to recipes as a filler.  All it takes is opening up a can!

You can use any of your favorite kind of beans, we prefer black beans, pinto beans or refried beans.

These can be added to a wide variety of meals including:  enchiladas, soups, or tacos.

Pasta

Pasta is cheap and filling.  You can easily add it to soups to make them more filling.

Rice

Rice can be mixed with beans or meat to use in burritos, tacos, or enchiladas.  This is also a great filler for soups!

Use your imagination and get creative when choosing fillers!

6.  Meatless Monday

Try incorporating less meat into your meals.  We do this by having Meatless Monday each week.  This is one day of the week when I prepare something, well, meatless!

A few of our favorite Meatless Monday dinners are:

  • Broccoli Cheese Soup
  • Homemade Mac n Cheese
  • Bean Burritos
  • Pasta Bake
  • Spaghetti

Grab a few of these recipes in Mel’s Home Cooking Recipe Book!

7.  Appropriate Servings

Many of us (definitely me!) eat larger servings than is necessary.  Stretch your meals by eating smaller portions.  It’s important to eat enough, just focus on not over eating and this will help you save more for the next meal.

Our eyes might want two large spoonfuls, but remind yourself that one large spoonful will be enough to fill your hunger.

  • Tip:  Eat on smaller plates to help keep the portions smaller!

8.  Meal Prep

Meal prepping in advance is an easy way to ensure you have smart portions for every meal.

I like to set one day aside each week as my Meal Prep day.  This is the day when you will cook your meat, chop your vegetables, and separate all the ingredients into daily meals.

When we prepare the food in advance it’s much easier to plan out the servings and ensure nothing goes to waste.

Store your dinner portions in Tupperware, Ziploc bags or, I really like these containers.

9.  Add Water

Stretch meals by adding water to the recipe.  Water is FREE, making it the cheapest ingredient you own!

You can add extra water to soups or stews to stretch the broth a little further.  Your family won’t even notice the difference, and your soup will last much longer!

10.  Save All Leftovers

All food can be reused!  Try to get into the habit of saving any and all leftovers from each meal.  This food can all be used for a different meal in different ways.

Freeze It

If you don’t think you will be able to use up the leftovers within the next few days you can easily freeze it for later.  Just let the food come to room temperature, put it in a Ziploc bag, get out all of the air, and toss it in the freezer.

For a full list of what can be frozen check out this list from Lauren Greutman.

Reuse It

If you have enough leftovers for another meal, consider saving it to eat the next day.  We love to have leftovers for lunch, and sometimes even dinner.

Re-purpose It

If you don’t have enough extra food for an entire meal, add the leftovers with some other ingredients to make a complete dinner.  You can turn most leftovers into a soup or casserole, simply by mixing it with something else!

We love to use leftover taco meat for soup the next day.  I just mix the taco meat with some cans of beans, tomatoes and water and wah-lah-Taco Soup!

 

In Conclusion

Try think outside the box when you are stretching meals.  There are so many different ways you can save money on groceries and make the food you have at home last longer!  You can do it!

 

Related Articles:

10 Quick Ways to Lower your Grocery Bill

Freeze Chicken in Bulk and 6 Freezer Chicken Recipes

How to Cut Your Budget; When There is Nothing Left to Cut

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How To Stop Emotional Shopping

By: Sweet Frugal Lifecomment

9 Ways To Stop Spending Money When Life Is Getting Hard.

We’ve all been there.  We had a hard day at work.  Life is feeling stressful.  We are looking for something, anything to take our minds off of the worries of the world.  Soooo….we turn to shopping.  Anyone else see themselves in this scenario???  Just me???  It has taken me years to learn how to stop emotional shopping, and now I get to share what I have learned with you.

If you are unsure if you are an emotional spender or not, take a quick look at the list below.

You Might Be An Emotional Spender If….

  • You shop because you are bored.
  • Spending makes you feel fulfilled.
  • You feel guilty after shopping.
  • Shopping makes you feel happier.
  • You go over budget regularly.
  • You hide purchases from family members.

Do any of these sound like you??  Well, the good news is that you can kick this bad habit to the curb.  Today I am sharing how to stop emotional shopping!

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How You Can Stop Spending Money When Life Gets Stressful

Try one of these tips below to stop emotional spending.  I hope they help you like they have helped me!

1.  Identify Emotional Spending Triggers.

The first step to stop emotional spending is to find out what emotions are causing you to shop.  Once you can pin point the exact emotion, you will be closer to overcoming it.

The easiest way to identify your emotional spending is to pay attention to the feelings you have while shopping.  Are you shopping after a disagreement?  Do you feel jealous of someone and are trying to buy items to keep up?

Take notes of the feelings you find.  Write these down and start paying attention to the actions that follow each of the emotions.  When you find yourself at the store after feeling one of the emotions that you wrote down, stop yourself.  Remind yourself that what you are feeling will not be cured from spending.

2.  Shop With Cash

My number one secret to avoiding impulse shopping is to leave your debit card at home and shop with cash envelopes instead.  If the cash is gone, you can’t buy anything, problem solved.  The visual of using envelopes can make a big difference when it comes to impulse spending.

Cash envelopes can really help with emotional spending as well.  When the emotions start coming you might find yourself tempted to start shopping, however, if your debit card is stashed away and your cash is gone….you will have no money to spend!  Try it!!

3.  Stick to the List

Start getting into the habit of  making a shopping list.  If you shop with a list you will be much less likely to impulse buy other items.

The next time you want to go shopping, stop yourself first and make a list.  Write down exactly what you need to buy (need is the key word here).

Commit to only buying what is on the list and nothing else.  If you are feeling emotional this might be difficult to do, but stay strong.  Promise yourself a reward (free reward) if you can stick to your list all month.

4.  Find a New Coping Mechanism

We already identified your emotional spending triggers in step 1, now it’s time to find new ways to cope with these feelings.

If you are shopping because you are bored…..find a new hobby.  Something that will keep your mind stimulated and busy.  Maybe this could even be a hobby that will earn you money with these side hustle ideas.

Or maybe you shop when you are feeling a lot of stress?  Find a new stress reliever.  This might be exercising or a warm bubble bath.  Substituting a new stress reliever is a great way to stop shopping when stressed.

It doesn’t matter what you choose to help you cope, as long as you are finding something that doesn’t involve spending money.

5.  Make it Hard to Spend

Stores are really great at making it easy for us as consumers to spend money, which is great…..except for if you have a spending problem!  Another way to learn how to stop emotional shopping is to follow a few of these easy steps below to make it harder on yourself to spend money.

  • Leave the Debit/Credit Cards at home.

Just don’t even bring your cards with you.  If they are at home, you can’t use them….making spending much harder!

  • Delete Debit/Credit card info from store websites.

Take all of your saved credit or debit card info off of store websites.  Having to manually enter in the information each time you want to make a purchase gives you that extra moment to pause and decide if you truly need to buy it.

  • Keep your savings in a separate bank.

Transfer your money into a separate account or bank and make it harder to touch.  Keep your budgeted spending money in your checking account, while putting the savings and sinking funds into an account that is not connected to your debit card.  This makes getting the money out that much harder.

6.  Unsubscribe from Store Email Lists

There was a time when my email inbox was full of “50% off at this store” ads.  These sales were a huge spending trigger for me.  Especially during times when I was bored.  I would often find myself spending hours browsing this sale and that sale and before I knew it I had spent to much.

The solution?  I started unsubscribing from every store email I received.  It was no longer in my face tempting me during my boredom moments.

If you find yourself consistently spending through these sales emails….try unsubscribing.  It is so freeing!  If you don’t know the sale is happening, you won’t feel sad missing out on it!

7.  Distract Yourself

Find something to do that will distract you from emotional spending.

You might want to sign up for a class, read a new book, or find a hobby.  Choose something that will peak your passions and help you focus on something other than spending.

Starting this little blog has been a great distraction for me.  I am so busy typing and learning that I rarely have time to shop.  My bank account (and husband) thanks me….and all of you readers!

8.  Use the 48 Hour Rule

The 48 Hour Rule has saved me time and time again.  It’s simple to follow really.  When you find something you want to buy, but it is an unplanned purchase, WAIT for 48 hours before buying.

The 48 hours gives you time to decide if you truly want to buy the item and time to research if you can find a better deal somewhere else.

9 times out of 10 I realize I actually did not want to buy it in the first place.  But, sometimes, after 48 hours I go back into the store and buy it…..and there is nothing wrong with that!

Start living by the 48 hour rule….I promise you will thank me later!

9.  Find a Support System

All emotional spenders need an accountability buddy!  An accountability buddy will call you out on your spending mistakes, encourage you to stay strong and be there for you when you are feeling tempted.

When I have used an accountability partner we committed to calling each other whenever we were tempted to spend money.  This friend would then talk to me about the emotions I was feeling and help me find a different way to cope.  And, I would do the same for her.

I honestly never wanted to bother her…..so I really quit spending!!!  It worked like a charm!

Having someone who you will hold you accountable will help you stay within budget and stop unnecessary spending.

In Conclusion

I hope this helped you learn how to stop emotional shopping.  Pick a few of these suggestions and start implementing them today!  The sooner you begin working through these steps, the sooner you will have more money in your wallet!  You can do it, I believe in you!

Related Articles:

Fix Your Budget After a Day of Impulse Shopping

How To Save Money On Kids Clothes

The Best Frugal Living Tips You Need to Know

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Now you know exactly how to stop emotional shopping!  You can do it!

How To Negotiate Your Bills

By: Sweet Frugal Life2 Comments

How I negotiate my bills!

Do you want to save more money?  I am pretty confident that we ALL want to save more money.  Well, I am here to tell you that you can save money on your monthly bills today!  That’s right, most of us are paying to much on our monthly bills.  But, the good news is that you can easily negotiate bills.  All it takes is a little research, time and diligence.

Why Negotiate Bills?

There are so many reasons to negotiate your bills.  The most important reason for me personally is to have more money!  I’m always looking for places to scrimp and save.  I mean, who doesn’t want more money????

Imagine the things you can do with some extra money each month?

  • You could pay off your debt faster!
  • You could grow your sinking funds at a quicker rate!
  • You could spend that money on something FUN (because we all know bills are not a fun way to spend money…amiright????)
  • You could use that extra money to save towards your future.

There are so many possibilities.  The most important thing though is that you will have the extra money to choose to spend in the way that is best for YOU!  There is nothing better than that!

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What Bills Can I Negotiate?

If you are wondering exactly which bills you can negotiate, I say all of them!  I like to follow the rule that it never hurts to ask!

You will never know if it’s negotiable or not if you don’t ask!  The worst thing that can happen is they will say “No.”

Here are a few bills I recommend you start with!  Each of these service providers are all well known of allowing negotiating.

Cable/Satellite TV

We personally got rid of our cable TV years ago, but if you haven’t made that cut yet you can try to get a better deal.  Most cable services will let you negotiate to a lower rate.  It’s worth the phone call!

During this phone call be sure to bring up how long you have been a customer.  If you have been devoted to the company for years they will be much more likely to give you a discount!

It’s also helpful to ask for any promotions they might have at the time.  Cable companies usually rotate different promotions throughout the year.  However, if they by chance don’t have one you qualify for, mention a promo their competitor might be offering.  Most cable companies will match a competitors deal, which is great news for all of us!

Credit Cards

Your credit card balance is your responsibility, however you can negotiate a lower interest rate!  A lower interest rate will mean paying that card off quicker and cheaper!  This is what we all want!

Credit card companies like to reward loyal and responsible behavior.  If you have been on time with your payments, tell them this!  Explain how many months you have been on time and then kindly ask for a lower interest rate.

Medical

Did you know that medical bills are negotiable?  Many people don’t realize this, but they totally are!

If you can pay your bill in full up front, ask for a discount.  Every single time I have asked, I have been told “yes!”.  This discount is usually between 15-25%.  Which can be a significant savings!

If you are unable to pay in full, ask for an interest free payment plan.  This is a great set up because you can pay your bill at your own pace, without having to pay extra in interest.

Internet

Negotiating your internet bills is easy and very similar to negotiating your cable/satellite bills.

When negotiating, be sure to ask for current promotions and mention the promotions their competitor is offering.

Another good strategy is to ask for a cheaper internet package.  This might mean slower internet, or less services.  But, if you need the extra cash it will be worth it!

Insurance Premiums

Negotiating your insurance premiums is another excellent way to save on your monthly bills.  Most insurance agents are willing to work with you on these bills.  Never be afraid to ask!  They want your business!  It’s their job to make you happy!

There are a few things I suggest to bring up during this meeting.  The first is to ask if you can pay once a year, rather than monthly.  Many companies prefer to be paid in one lump sum and will give you a discount if you pay this way.

The other suggestion is to ask your insurance agent for a bundling discount.  This means that you will “bundle” or group your insurances (life, home auto) together with one company.  You can almost always get a discount for bundling.

Bill Negotiating Tips

Negotiating does take a little bit of time and bravery.  It can be intimidating to call these companies up; so I am helping you out with a few bill negotiating tips.

Do Your Research

Be diligent with researching before calling up a company.  Research competitor prices, look over your bills to check your consistency on your payments.  Know what you are talking about before asking for a favor.  They will be much more likely to listen.

Be Polite

When negotiating it is important that you are firm and diligent in your requests.  However, you can be firm while also being polite and considerate.

The people on the other end of the phone are real people with feelings.  You will be listened to more if you are polite.

Be Willing to Leave

If you really want to lower your bills, you need to be willing to leave your current provider.  When you threaten to leave your current service provider, they will usually listen up and honor your request.

But, you have to mean it!  There is a chance they will say, “Ok, then leave.”  And you will need to be willing to live with those consequences.

Today’s Challenge

Make a list of all of your monthly bills.  Choose two of them to try to negotiate to a lesser amount.  You can do it!

If you find success with those two bills, negotiate another one!

Remember, the worst thing that will happen is you will be told “No.”

Liked what you read?  Pin it for use on even more bills!

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It’s time to negotiate your bills!

How To Host A Clothing Swap

By: Sweet Frugal Lifecomment

Everything you need to know about hosting a clothing swap.

Who doesn’t love free clothes???  I LOVE free clothes.  But, do you want to know what is even better then free clothing???  Helping all of your friends score free clothes too.  It makes for the perfect girls night!  Time with friends plus free clothing equals everyone is happy!  Want to know what the heck I am talking about???  I’m talking hosting a clothing swap!

What Is A Clothing Swap?

A clothing swap is a party where everyone can bring their gently used clothing/accessories to exchange for other gently used clothing/accessories.  Each clothing swap will differ from each other in terms of rules and expectations, but the simple motive stays the same:  to help others get rid of clothing no longer loved and find new clothing to love again….without having to spend any money!

Why Host A Clothing Swap?

There are many reasons to host a clothing swap!  I’ve already mentioned the chance to get new to you clothing for free!  But, here are a few other great reasons:

  • A clothing swap is an environmentally friendly to recycle clothes and reduce waste.
  • It’s a fun way to spend a night out with friends and make new friends!
  • Attending a clothing swap will motivate you to clean out your closet and get rid of items you rarely wear.
  • It encourages you to try new clothing that you normally wouldn’t wear.

How To Host A Clothing Swap?

A clothing swap is fairly simple to host, and the best part of hosting is that you get to make up the rules!  Here are a few things to consider when planning your event:

1.  Choose A Location

The first step to planning a clothing swap is to choose a location.  The location will depend based on the number of people attending.  Most of the clothing swaps I have attended have been small and held in a friends living room.

If you have a bigger crowd attending you might be able to find free rental space at a local library or church.

2.  Set The Rules

You should spend some time deciding what the rules for your swap will be.  This is an important step to ensure that everyone knows what to expect from the party and you can all be on the same page.  A few rules I recommend are:

  • Clothes should be in good condition.  No stains, holes, broken zippers, etc.
  • Clothing should be freshly washed.
  • Encourage guests to bring 10-15 high quality clothing items.  Quality is more important than quantity when it comes to hosting a clothing swap.  If to many clothing items are brought, the swap can become overwhelming to sort through.
  • Set a theme.  Make sure to set a theme for the types of clothing to be swapped.  Some swaps focus on trading children’s clothing, others might be just for women’s clothing.  Decide what type of clothing you want at the swap and let your guests know ahead of time.

3.  Invite Guests

Now that you have your rules set, you can start inviting the guests.  If you are wanting a small clothing swap, limit your guest list to your closest friends and family.  If you want a bigger swap, try branching out and inviting acquaintances along with your friends.

4.  Set Up

It’s important for the clothing to be dropped off before the actual event is set to begin. You might want to ask for clothing to be dropped off the night before the official swap, to give you plenty of time to set up.  But, asking for donations 1 hour before the swap can also work!  It will depend on how many people and items you are expecting.

When setting up the swap, make sure to organize clothing items by size and category to make it easier for your guests to sort through.

It’s also a good idea to have a place for guests to try on items during the swap.  If you are hosting at your home, a guest bathroom works great.

5.  Swap Time

When it’s time to swap you can organize it a few different ways:

  • Free for all:  Let everyone shop and grab items to their delight.  This works best for small groups or close friends.  If the group is to big it could cause problems with some people grabbing the “favorite” items first and others leaving without anything.  The goal is for all attendees to leave happy!
  • Lottery:  Another way to arrange the swap is to use a lottery.  Write all guests names down on separate pieces of paper and put them into a bowl.  Draw names out one at a time and assign each name a number in the order they were drawn.  Next, let the first 1-5 names drawn shop for the first 15-20 minutes.  Then the next 5 names can shop for the next 15-20 minutes, and so on.  This gives all guests a fair chance at the clothing.
  •  Swap For Swap:  Another way to ensure fair swapping is to give each guest a ticket for every item of clothing they bring.  If one person brings 7 clothing items, they will receive 7 tickets.  For each ticket they are given they will be able receive that many items of clothing to bring home.

Now, all that’s left to do is enjoy the clothing swap and watch everyone leave with a pile of new to them clothing!

6.  Donate Unwanted

After the party is over, make sure to donate whatever clothing items are leftover.  Choose a charity, such as Goodwill or Salvation Army to donate the leftover items to.

 

In Conclusion

A clothing swap is such a fun way to hang out with friends and get some new articles of clothing.  They are totally addicting though!  Once you start going to these activities, it’s hard to stop!

 

Related Articles:

How to Save Money on Back to School Shopping

Money Advice For Your 20s

How To Live Frugally

 

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I hope this helped you learn how to host a clothing swap.

My Honest GetUpside App Review

By: Sweet Frugal Life6 Comments

Here’s what I really think about the GetUpside App!

A few months ago, one of the members of my Facebook Frugal Community Group told me about an easy way to earn cashback on gasoline purchases called GetUpside.  I immediately loved the idea of getting cashback on gas, because gasoline prices have gotten so expensive the past few months!  After hearing about the app it only took me a few seconds to download it and start searching for offers near me.  And so far, I have LOVED using this app!  I wish would have started using it sooner!  Here is my honest GetUpside App review!  Let me know if you have any questions!

 

What Is The GetUpside App?

The GetUpside App is an app that rewards you with cashback when you shop at gas stations, grocery stores, and restaurants.  (Disclaimer: I have only used it at gas stations and that is what my GetUpside app review will be focused on.) 

How Does It Work?

One of my favorite things about GetUpside is that it is so so easy to use!  Here’s how it works:

1.  Download The App

The first thing you will need to do is download the GetUpside app to your phone.  The app is completely free to use and download!  Once you sign in, make sure to enter code AFF20 to get a BONUS 20 cents cashback/gallon at the gas station.  The best part of this bonus is you can stack it with the OTHER offers in the app for bigger cashback!  Yay!

2.  Find Offers

Next, you will need to search for offers in your area.  This is easily done using location services and the in app map.

The map will show you each of the offers near you and how much cashback you are eligible for.

3.  Claim Offer

When you find the offer you want, click the “Claim” button.  You will be given 4 hours to redeem the offer you selected, so make sure to use it within that time frame.

I have found it works best to claim the offer when you are sitting at the gas station about to fill up.  This way you won’t forget about it!

4.  Scan Receipt

Before scanning your receipt you will need to enter your credit card info into the app.  This info is only used to verify purchases, it will not be used to charge you for anything.

After filling your car with gas, print the receipt and scan it into the GetUpside app.  Your cashback will be added to your GetUpside account within 24-48 hours.

**There is also an option to add your credit card info for quicker receipt submission, but I have never tried this option.

5.  Cash Out

Now for the fun part!  You get to redeem your earnings!  Yay!  When you are ready to get your earnings, just click on the “Cash Out” option.  You have a few different ways to redeem.

  1.  Cash Out:   GetUpside lets you cash out via paypal or direct deposit to your bank account.  You can choose this option whenever you want, no minimum amount required!  However they will charge a $1 processing fee when requesting cashback under $15, so I recommend waiting until you have $15 or more to redeem using this method.  Which honestly, it didn’t take very long for me to get to $15 earnings.
  2. Digital Gift Card:  The next option is to redeem your earnings for a digital gift card.  GetUpside offers a big selection of gift cards.  You will find a selection of gift cards to retail shopping, restaurants, Walmart, and even Amazon!  Here are a few of the options available currently:

6.  Bonus Cashback

If you like using GetUpside make sure to share your referral code with your friends and family.  This will benefit both of you! 

When you share your referral code your friend will get an extra 15 cents/gallon cash back the first time they use an app and YOU will get a bonus 15 cents/gallon cashback.  Win-win!

 

Does GetUpside Really Save Money?

I get asked a lot if GetUpside is actually a good way to save money.  The truth is, it depends.

Yes, GetUpside can be a great way to earn cashback when filling up your car.  This is free money and a great way to offset the rising fuel costs.

But!  There have been times when the cashback offerw on GetUpside were actually more expensive than other gas stations (yes, even after the cashback!).  These type of offers are not worth it!

I recommend you always check the GasBuddy app to find gas prices in your area and compare those prices with the cashback offers on the GetUpside app.  Choose whichever one is cheaper.  Sometimes it might be cheaper to use GetUpside and other times it won’t be.

 

GetUpside Pros

I loved so many things about using GetUpside.  Here are a few of my very very favorite!

  • The app is very user friendly and easy to navigate.
  • I love the map that shows the offers nearest me, it’s so helpful for finding gas stations.
  • Free money!  I love earning cashback on items I would be buying anyways!  Gas for my car is necessary, so I might as well get a kick back at the same time!
  • The referral program is amazing.  When you refer GetUpside to a friend you will get a bonus 15 cents/gallon cashback to use within the app.  PLUS!  You will get 1 cent/gallon cashback on every gallon of gas your friend buys using the app….forever!  It’s the referral program that just keeps on giving!

 

GetUpside Cons

I love this easy to use cashback app, but their are some cons!  Below are some of my biggest cons with using GetUpside.

  • It does not work with cash.  You can only redeem a receipt if you pay with a credit or debit card.
  • The app is not available everywhere.  There are some location where GetUpside does not offer cashback options.  I wish it was more global friendly.
  • GetUpside can be more expensive.  Occasionally the cashback received from GetUpside is still more expensive than competitor gas stations.
  • Prices aren’t always accurate.  I love that GetUpside tells you the price of gasoline, along with the cashback offer available.  However, there have been a couple of times when the prices GetUpside quoted me was not the actual price at the gas station.  This has been rare, but it has happened.

Is GetUpside For You?

Still wondering if GetUpside is for you or not?  I recommend you download the app and look to see the offers in your area, if you find some good offers, try it out!  You have nothing to lose!

 

Related Articles:

How To Save Money On Gas

The Best Cash Back Apps

10 Ways To Save Money On Electricity This Summer

 

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How To Save Money On Electric Bill In Winter

By: Sweet Frugal Lifecomment

Tips to reduce electricity bill.

It’s time to prepare for the cold winter months (I’m seriously not excited about this!).  The winter months is a time when many households see a rise in electricity costs.  Fortunately, there are some things you can do to help lower these expenses.  Today I am going to share a few ways to help you learn how to save money on electric bill in winter.  I hope they help you as much as they have helped me.

 

Do These Tips Really Work?

I get asked a lot if using the tips shared below will actually make a difference in electricity costs.

The short answer:  Yes!

Every change that you make with your electricity usage can make a big difference in the amount of money you are paying in your utility bills each week.

According to Energy.gov if you turn your thermostat back (tip #2) by just 7 degrees you can save up to 10% a year on electricity costs!  And this is just one of the eight changes you can make.

How To Save Money On Electric Bill In Winter

Here are a few tips to help you save a few bucks this winter.  Remember, every little change makes a big difference.  So choose one, or eight tips to start implementing into your routine.  Let me know if you see any changes in your bills, I would love to hear what helped you!

1.  Wear Layers

As the temperatures start cooling it’s time to pull out your long sleeve shirts and warm sweaters.  These warmer layers will help you stay warm inside without having to increase the thermostat.

If you find yourself tempted to increase the thermostat, add another layer or blanket instead!  I mean, snuggling under a blanket is one of my favorite parts of winter!

2.  Lower Your Thermostat

Like mentioned earlier, you can find big savings in your utility bills simply by changing your thermostat setting.  Every degree you lower your settings will make a difference, but if you set your thermostat 7 degrees lower than you normally have it and you will see up to 10% extra savings a year! 

Another important tip to try is to turn your thermostat even lower when you are sleeping or out of the house.  We like to adjust ours to 55 degrees during these times.

3.    Use your Blinds/Curtains

Curtains and blinds are more than just a pretty decoration.  They are a great way to save money on electric bill in winter. 

When the sun is shining open your blinds and curtains to allow the house to heat naturally from the sun.  But, be sure to close them once the sun goes down; this gives your home extra insulation from the cooler weather.

4.  Change Filters Regularly

Truthfully, when I first became a homeowner I had no idea that my furnace even had a filter in it.  It was a mind blowing moment when someone told me my energy bill would decrease if I would change the filter regularly.

We have been consistent with changing it every 3-4 months since then and have noticed a difference in our bills!  

5.  Caulk Window and Door Cracks

Another important step to saving money on electric bill in winter is to caulk around your windows and doors. 

The first thing you will want to do is check around doors and windows for small air leaks.  This is easily done by moving your hand around the edges of the window and door to feel for cold air seeping through.  Try to check for leaks when your house is warm and the outdoors are extra cold.

When you do find a leak, caulk it well with a sealant, we like this one from Amazon.

6.  Keep Vents Uncovered

It’s really important to keep all air vents uncovered to allow the air to circulate freely throughout your home.  Check all of the vents in your home to make sure they don’t have any furniture or rugs covering them.

7.  Reverse Your Ceiling Fan

Most people assume that ceiling fans shouldn’t be used during the winter months, but they are actually a great way to save money on the electric bill during winter!

The trick is to set your ceiling fan to spin in reverse by turning it to the clockwise setting.  This will push the warm air from the ceiling downward to the ground keeping you feeling much warmer.

8.  Avoid Heating Unused Rooms

If a room doesn’t get used regularly, there is no reason to pay money to keep it heated.  The best way to accomplish this is to close the vents in rooms that aren’t used often.  A guest room, laundry room, and basement storage rooms are all example of places that don’t need to be heated.

 

In Conclusion

You don’t have to pay what you have been paying for your electricity bill anymore!  Try implementing a few of these tricks and you just might be surprised about how much money you start to save!

Do you have another suggestion about how to save money on electric bill in Winter?  Drop it in the comments below!

 

Related Articles:

10 Ways To Save Money On Electricity This Summer

How To Save Money On Gas

How To Find Extra Money In Your Budget

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How to Save Money When Eating Out

By: Sweet Frugal Life6 Comments

Best tips to save money at restaurants.

It’s so fun to go out to eat!  You don’t have to wash any dishes, someone does all of the cooking for you, you don’t have to wash any dishes, the food is delicious, and did I mention you don’t have to wash any dishes (because that’s totally my favorite part!)??!?!?!  The only negative to eating out is that restaurants can be so expensive!  Going out to eat regularly can take a huge toll on your budget.  Today I am going to share a few tips to teach you how to save money when eating out.

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5 Ways to Spend Less at Restaurants

Want to eat out without spending a lot of money?  I have you covered with these 5 frugal restaurant hacks.

1.  Eat Out For Lunch

One of our favorite ways to save money when eating out is to eat out for lunch rather than dinner.  Most lunch menus will be very similar to a dinner menu, but with cheaper prices.

Eating at restaurants for lunch is also perfect for ordering a smaller meal, such as a sandwich or a salad, both of which are usually cheaper. This is a great way to enjoy the great food (and less dishes!), without having to spend full price.

2.  Skip The Extras

Anyone else always tempted to purchase the extras when at a restaurant???  Or just me???  You can order a drink, appetizer, dessert, extra sides and so on and so on.  It can be easy to get carried away once you sit down and start ordering.

I’ve found that the best way to stretch my dollar is to skip all of the extras.  Instead of ordering a drink, order water.  Skip the appetizer and dessert as well.  They are both very over priced.  Instead, consider stopping for a cheap treat on your way home; or better yet eat something sweet once you get home!

3.  Shop the Deals

Become familiar with your local restaurant deals. Many restaurants will have specialty discount nights.  These might be in the form of:

  • Kids eat free nights
  • Buy one get one free
  • Special family deals. 

Before eating out do a little research to find the restaurant deals in your areas.  Plan the nights you eat out around those discounts.  One of our favorite restaurants offers a buy one get one free lunch on Thursdays.  So, we will often go out for a lunch date and take advantage of that deal.

Another great place for restaurant deals is the website Restaurant.com.   This is a great website for huge discounts on your favorite restaurants. 

They sell gift cards for a discounted price.  So, if you buy the discounted gift card before going out to eat, you can get your meal for much cheaper!  I just bought a $10 card at our favorite yogurt shop for only $4!!  Great deal, right????

Try to buy a discounted gift card from Restaurant.com before going out to eat, you will begin to see a huge savings.

4.  Split the Meal

Turn one restaurant meal into two meals by splitting your entree in half!

All you have to do is eat half of your meal, and then get a takeout box to bring the other half of the meal home for another meal.  You will get two restaurant quality meals for the price of one!  Yay!

You could also split the entree with your spouse or friend.  My husband and I split meals quite often and the servers are always more than happy to accommodate us and bring out two plates with one entree.

5.  Turn an Appetizer into a Meal

Another great way to save money when eating out is to turn an appetizer into an entree.  

Appetizers are often much cheaper than entrees, but they still provide a large amount of food.  Consider ordering a trio appetizer for a well rounded meal.  Many times I actually prefer an appetizer to a meal.  Win, win!

 

In Conclusion:

Eating out is a fun way to take a break and enjoy a good meal.  There is nothing wrong with enjoying a meal out, as long as you stay within budget.  Just make sure to plan ahead and practice self control!

 

Related Articles:

10 Quick Ways to Save Money on Groceries

The Best Frugal Living Tips You Need to Know

The Best Budget Travel Tips

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How To Save Money On Gas

By: Sweet Frugal Lifecomment

Best Tips To Learn How To Save Money On Gasoline.

Anyone else notice the cost of gasoline rising?  I basically want to cry gigantic tears every time I go to the pump to fill up.  After I finally wiped away my tears I decided I needed to learn how to save money on gas to help prevent any more grumpiness.

I’m still trying to implement these new learned lessons, but so far I have been so excited to see my gas bill come down slightly, and I hope to decrease it even more over time!

How To Save Money On Gas

Here are a few things I have been doing to help decrease my fuel expenses.  I hope they help you save some money too!  Remember, every little penny can add up to big savings over time, especially at the pump!

1.  Shop Around

Never fill up at the first gas station you see.  It might be the closest, but that doesn’t mean it is the cheapest option, and we definitely want the cheapest!

The best way to find which gas station will be the best deal is to download and start using the free Gas Buddy app to help you find the cheapest gas in your area.

It’s really easy to use!  Just download the app and enter in your location.  The app will then search to find the gas prices near you.  Scroll through your options until you find the best deal and use that station to fill up!

The prices will change and vary day to day, so check the app each time you need gas.

2.  Carpool

Another great way to save money on gas is through carpooling.  Bonus, it will also save your car on wear and tear!

You might want to consider asking a few co-workers who live near you if they would like to carpool to work together.  Just meet at one central location and then take turns driving.

Or!  If you are a parent you could ask other parents to carpool to your kids activities together.  There is no need for 5 parents to all drive to the same place, right?  Right!

If you feel nervous about asking others to carpool with you just remember that we are all looking for ways to make gas cheaper, so they will most likely be thrilled to join your carpool!

3.  Join a Warehouse Club

Most warehouse clubs sell gasoline for much cheaper than the typical gas station.  Sam’s Club and Costco both consistently have much cheaper gas than the local gas station.

Just make sure you will use your club membership wisely.  Sometimes these memberships can tempt us to spend more money than we normally would, but if used correctly this is a great way to save money and shop smartly!  Check out the best deals at Costco here!

 4.  Brake and Accelerate Gradually

Slightly changing the way you drive can make a big difference on your fuel consumption.  Slamming on your breaks or speeding up to quickly will hurt your gas mileage.  Instead, try to get into the habit of accelerating and braking slowly and gradually.  It really does make a difference!

5.  Drive Less

You can save on gas by spending less time driving.  I know this might be a difficult one for many people, we have places to go and things to do!  But, if you are able this will be a great way to cut monthly costs.

Here are a few alternatives you might consider to help minimize your driving time:

  • Bike or walk instead of driving.
  • Work from home if possible.
  • Combine errands into one outing.
  • Park further away from your destination and walk.

6.  Earn Cashback

If you are going to be filling up with gas anyways, you might as well earn some cashback while doing so.  Here are a few of my favorite ways to get some money back at the pump:

  • GetUpside:  I’ve recently started using the free GetUpside app and loving it!  All you have to do is download the app and you will be able to see the gas offers in your area.  Choose the offer you want, the offers I’ve received have been anywhere from 15 cents/gallon – 1 cent/gallon cashback. After you select the offer you want to redeem, just go fill up with gas and scan your receipt into the GetUpside app.  It’s all really easy!  I’ve been using it for about a month and have earned $10 already!  Yay!
  • Fetch Rewards:  Fetch Rewards is one of my favorite ways to earn some extra gift cards.  All you have to do is scan your receipts, including gas AND grocery receipts!  So, after you get gas, just scan your receipt into the Fetch Rewards app and you will be rewarded with points!  These points can be redeemed later for gift cards to your favorite places, such as Amazon, Target, etc.
  • Discover Card:  I love using my Discover Card when making gasoline purchases.  I get 1% spent cashback every time I fill up with gas, but Discover will offer 5% bonus cashback every few months on gas purchases.  I love these bonus months!

7.  Keep Tires Inflated

Remember that the maintenance of your vehicle will effect its fuel efficiency.  One thing that could hurt the fuel efficiency is letting your tires become deflated.  Make sure to keep your cars tires inflated at the proper levels to get the most bang for your buck.  According to the U.S. Department of energy this one trick can save you up to $.02/gallon.

Bonus!  Keeping your tires properly inflated will also help your tires to last longer, which will save you even more money!  This is what I like to hear!

8.  No Idling

An important way to save money on gas is to not keep your engine on when your car is idling for a long time.  Keep in mind that when your engine is on, you are using fuel, even if you aren’t moving. 

Never let your car sit and idle for a long period of time.  If you know you will be waiting in your car for a few minutes, maybe when picking up kids, checking the map on your phone, or getting groceries, turn off the cars engine to prevent using any unnecessary fuel.

9.  Roll Up Windows

Driving with the windows down can be fun and refreshing, but it also hurts your gas mileage.  To start saving more money on your gas bill, leave your windows up when driving.  It will make a difference!

10.  Regular Maintenance

As mentioned before, it is so important to keep your car up to date on regular maintenance and serviced.  This regular maintenance will help ensure your vehicle is getting the best gas mileage possible.

11.  Join A Fuel Rewards Program

Make sure to join a few fuel rewards programs to earn rewards, such as free gas and discounts!  This is a great way to knock a few pennies off the price of your gasoline.  

Here are a few suggestions of stores with fuel rewards programs:

In Conclusion

These are my best tips for helping you learn how to save money on gas!  I encourage you to try a few, or all of these tips out and let me know if you start to see some savings or not!

 

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How To Save Money When Moving

By: Sweet Frugal Lifecomment

How to move on a budget.

My husband and I have had plenty of practice moving!  We have been married 17 years and in that time we have moved 9 different times.  This includes 6 different cities and 4 moves across the state border.  We have made many mistakes along the way, and over time have learned a few tricks about how to save money when moving.

I wanted to share a few of the tips and tricks we have learned a long the way to help you on any upcoming moves.

How To Save Money When Moving

1.  Set A Budget

The moment you know you will be moving, make a plan.  Set a budget of how much money you will be able to spend on this move.  Once the budget is made, stick to it.   

It’s so easy to allow small expenses to creep in while moving, don’t let that happen.  Sticking to the budget will most likely be hard work, but it is essential to helping you save money on your move.

2.  Make a Sinking Fund

After you have your moving budget, you will want to set up a sinking fund.  This sinking fund will help you slowly save up cash for your upcoming move.  This way when the time comes to move, you will already have money saved and set aside to cover the costs.

If you know of the move months in advance this should give you plenty of time to contribute to your sinking fund.  If the move is quicker and you will only have a few weeks, still make your sinking fund and try to save as much as you can each day.  You want this sinking fund to be able to cover the cost of your move.

3.  Skip the Moving Company

You can do this!  It won’t be easy, and it won’t be fun, but you can move without a moving company!  I PROMISE.

Begin packing and organizing the MINUTE you find out you will be needing to move.  Enlist a few friends to spend a Saturday helping you pack boxes and another Saturday loading and unloading the moving trucks. 

Make sure to buy these amazing friends some pizza or donuts to let them know you appreciate their time and service.  You will save so much money simply by doing the work yourself.

4.  Shop Around

I get that DIYing the move isn’t the best option for everyone.  Maybe there is a reason you feel you will need to hire someone to help you move.  There is nothing wrong with that!  Just make sure to always shop around before hiring anyone. 

Get quotes from a wide variety of moving companies and check referrals to find the best company for you. 

You could even do half the work yourself and then hire a moving company to do the other half.  Don’t be afraid to barter a little and ask them to beat competitors prices or give you a discount.  The worst thing they could say is no.  My rule is, “It never hurts to ask.”

5.  Do Not Buy Boxes

From the very first minute you find out you’re moving be on the lookout for free boxes.  There are free boxes everywhere, you just need to know where to look!  And I can help you with that!  😉

The first step to free boxes is to start saving any boxes you get from Amazon, or any store you shop at online.  Also, ask all of your friends and family to give you all of the boxes they get in the mail.  Usually a simple Facebook post will do.

The next place to find free boxes is at the grocery store.  Keep an eye open for grocery carts full of empty boxes as employees stock shelves.  If you can’t find anyone ask an employee and they can tell you the best time to come for boxes.

Another great place to look is Lowes.  This was always the jackpot for us!  Some employees were happy to hand out big boxes, but others weren’t so sure….so don’t be shy to ask a few different people!

6.  Organize!

If you decide to move yourself, make sure to stay organized!  This will help the move go more smoothly, and also reduce the amount of broken or lost boxes.

One of the most important parts of organizing when moving is labeling your boxes.  When labeling always include the box contents, the room it needs to go in, and whether it contains fragile items.  Pack items together that will need to go to the same room.  This will save you a ton of time when you start unpacking.

7.  Find Packing Filler at Home

Save money on moving by not buying any packing filler.  Instead try to find free items around your home you can use.  I’m betting you have tons of items that will work as filler!

A few things I have used for packing filler is:

  • Dish Cloths
  • Towels
  • Sheets
  • Clothing
  • Newspaper

It’s all free and needed to be moved anyways, might as well give it a job to do at the same time!

8.  Sell or Donate

Moving is the BEST time to donate or sell items that you don’t use.  The less stuff you have to pack means the less boxes, tape, moving power, etc. you will need.  It WILL save you money!  AND, if you are selling items, you can even EARN money at the same time!  (double win!)

9.  Shop Utilities

With moving comes cancelling/setting up utilities, and these costs can get expensive quickly.

Make sure to shop around and be choosy before setting up internet, cable, phone, or dish..  Many of these companies will give a good discount to new customers, but you have to ask.  This could also be the perfect time to change habits and ditch the cable all together.  It’s a big money saver, just sayin!

10.  Be Flexible

Moving is STRESSFUL, expensive and hard!  Give yourself grace and try to be flexible with all of the ups and downs that will come your way. 

Remember that the hard moments will be temporary, and one of the only ways to get through it is just to grin and bear it.  Be true to yourself and your budget, but also be willing to go with the flow once the time comes.  You got this!

 

Related Articles:

How To Save Money On Kids Clothes

How to Save Money When Eating Out

10 Ways To Save Money On Electricity This Summer

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