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Easy Budget Cuts We Made To Save Over $2500 Each Year

April 8, 2021 By: Sweet Frugal Life34 Comments

What we did to save more money each month.

I am not naturally a frugal person.  I was raised by two frugal parents, but I lean more towards wanting to shop and buy all of the pretty things (I’m looking at YOU Target).  It has been a huge learning process for me to become more frugal and to realize the value and beauty in cutting back and saving money.  Learning my new frugal lifestyle has been over the course of years, and quite honestly, I’m still trying to better myself.  Today though, I started thinking about all the easy budget cuts we made over the years, and I was blown away with the amount of money we are saving ourselves just by making a few different lifestyle choices!  If you don’t know what to cut from budget, this article is for you!  I truly hope it helps you learn how to reduce monthly expenses.

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Pack Your Lunch:  $1000

Packing a lunch for work, instead of eating out with coworkers, has been our biggest money saver.  Every night I pack a lunch for my husband to take to work.  A packed lunch doesn’t need to be anything special or fancy.  Most days it’s just leftovers from dinner the night before, occasionally he will bring a sandwich.

It’s important for my husband to be sociable and build strong relationships at work.  So, a few times a year he will bring some cash to work and go out to eat with his coworkers.  There has been a few times he has joined them for lunch, and ordered something small.  You can keep these strong relationships, while bringing a lunch from home.

I was so surprised to find out this simple habit is saving us over $1000 a year!

  • Related:  How to Save Money When Eating Out

Change your own oil:  $210

The second easy budget cut we made to reduce monthly expenses was to change our own oil.

My husband taught himself how to change the oil in our two vehicles, all it took was watching a few YouTube videos.  It takes him less than an hour to do and he claims it’s super easy.

He uses this oil drum to drain the oil.  You can deposit the oil for free at most auto parts stores.  This is not some natural talent he has, he had to get out of his comfort zone to learn this skill.  If he can do it, you can do it too!

Once you master changing your cars oil, consider looking into other car maintenance you can DIY.  My husband has changed our brake pads and spark plugs from time to time.  Honestly, I get a little nervous when he does it…..but we haven’t crashed yet!

This simple task DIY oil changes saves us $210 a year.  It’s not a huge savings, but every penny adds up.

Cut the Cable:  $480

A few years ago we decided to get rid of our cable TV.  We were actually already on a fairly cheap rate, but we decided we could do without it.  There are so many budget friendly alternative TV options available now.

You can sign up for Hulu, Netflix, Disney+, YouTube TV, Amazon Prime and more!  I recommend limiting yourself to one or two subscription services.  If we join all of them, you’ll probably end up paying more than you were paying for cable!

The best part is, you don’t even need to spend hundreds of dollars on a fancy smart TV.  Just invest in a simple, affordable Roku and you can watch each of your TV subscriptions.

We have saved $480 a year by doing this!

  • Related:  The Best Frugal Living Tips You Need to Know

At Home Haircuts:  $200

I have been giving my husband at home haircuts for over 15 years now, my son has been getting them since the year he was born.  I am not a professional, hair is NOT my talent. I have watched a few YouTube tutorial videos and both my husband and son get very basic cuts.  I have made a few mistakes on both of them, but I keep learning and trying.  And luckily boys hair grows out fairly fast!  😉

All it took $20 to purchase clippers, and I’m still using the same set 14 years later!  You can find a similar pair to ours here:  Hair Cutting Kit.  This one quick purchase has saved us hundreds and hundreds over the years.

These at home haircuts saves us $200 each year.

Workout at Home:  $840

Exercise is important for the human heart, body and mind.  However, I have just never been willing to pay $70/month for a gym membership.

So, my husband and I have learned how to get a good workout from home.  We go for a run or bike ride during the warm months.  We love using free YouTube workout videos (my favorites are Yoga with Adrienne and PopSugar Fitness) at home and have even scored some really cheap used gym equipment that we enjoy on a regular basis.

These at home workouts are a $840 yearly savings!

The Results:  $2730

Just by making these 5 easy budget cuts to our lifestyle we save $2730 a year!  So, in five years we have saved $13,650!  Ten years it will be $27,300!  Those little expenses don’t seem like a big deal during the day by day, but over time they add up to be a very very BIG deal.

It really has not been hard to cut any of these things from our budget.  We have been living this way for years and honestly never seem to miss a gym membership or cable TV.  It has just become our way of life, and it’s a great life!  It can be hard to form new habits, but once you do, those habits become your way of life and you often never really look back!

Take a look at your budget and lifestyle.  Can you find a few things that you could change in order to save money?  I promise the pay off is so worth it!

 

 

 

Related Articles:

  • How to Cut Your Budget; When There is Nothing Left to Cut
  • 25 Completely Free Family Winter Activities
  • How to Make a Zero Based Budget

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How to reduce monthly expenses with these easy budget cuts.

Comments

  1. kgb says

    April 24, 2018 at 7:36 am

    These are great tips! Cable TV is so expensive compared to the many online streaming options available. And you can easily change/cancel your subscription anytime. Last month, we used Netflix and this month we are trying out Hulu!

    Reply
    • sweetfrugallife says

      April 24, 2018 at 10:14 am

      What a great way to do it!! Enjoy they best of all options!

      Reply
  2. ShootingStarsMag says

    April 24, 2018 at 7:56 am

    I don’t know anyone who eats out for lunch everyday, but I know that people do it and it’s crazy. Like, why? LOL

    -Lauren

    Reply
    • sweetfrugallife says

      April 24, 2018 at 10:14 am

      It saves so much money not to!

      Reply
  3. Mimi says

    April 24, 2018 at 10:20 am

    Wow this is awesome! I love blogilates for at home workouts btw, I used fitness blender too 😀

    Reply
    • sweetfrugallife says

      April 24, 2018 at 11:13 am

      I will have to look into blogilates. Thanks for the tip!

      Reply
  4. Paula @ I'm Busy Being Awesome says

    April 24, 2018 at 10:22 am

    It’s amazing how much you can save cooking at home! You did such a good job

    Reply
    • sweetfrugallife says

      April 24, 2018 at 11:13 am

      Thank you! And, yes, the price savings are huge!

      Reply
  5. Motherhood in May says

    April 24, 2018 at 10:41 am

    These are expenses that we never think about in the grand scheme of things. The eating out and working out at home can make such a difference!

    Reply
    • sweetfrugallife says

      April 24, 2018 at 11:13 am

      It really can! The little things do add up!

      Reply
  6. Tina Martin says

    April 24, 2018 at 11:24 am

    Pretty amazing how little things add up! Thanks for sharing the ideas!

    Reply
    • sweetfrugallife says

      April 24, 2018 at 11:59 am

      You are welcome!

      Reply
  7. Sarah says

    April 24, 2018 at 11:43 am

    My husband and I do many of these! It’s amazing how every little bit adds up!! Great tips!

    Reply
    • sweetfrugallife says

      April 24, 2018 at 11:58 am

      It really is! All the little things add up quickly!

      Reply
  8. larakerrigannblog says

    April 24, 2018 at 3:54 pm

    Love all of these tips! I also workout at home because gym memberships are so expensive! And I actually prefer Youtube videos. They can be so fun and you can do a different one every day (for free)! 😉

    Reply
    • sweetfrugallife says

      April 24, 2018 at 4:21 pm

      Yes! Exactly!

      Reply
  9. Marya says

    April 24, 2018 at 4:54 pm

    Great tips. I used to spend money on a gym membership which is crazy because there’s so much great stuff on YouTube!

    Reply
    • sweetfrugallife says

      April 24, 2018 at 6:00 pm

      Youtube is a gold mine!

      Reply
  10. Katie | Our Daily Mess says

    April 24, 2018 at 7:29 pm

    Love these tips!! We cut cable about a year ago and never even missed it. So many little expenses add up to huge savings when you do them at home!!

    Reply
    • sweetfrugallife says

      April 24, 2018 at 8:57 pm

      Yes it really does!!

      Reply
  11. Hillary Gruener says

    April 25, 2018 at 5:32 am

    Awesome! No-brainers! Haircuts are easy for me to do at home since I’m a hairstylist 😉

    Reply
    • sweetfrugallife says

      April 25, 2018 at 6:37 am

      Oh awesome! What a great skill to have!

      Reply
  12. Bailey says

    April 25, 2018 at 10:38 am

    Working out at home is SUCH an easy savings AND it makes it easy to fit your workouts in!

    Reply
    • sweetfrugallife says

      April 25, 2018 at 1:29 pm

      Yes it really does! I love it!

      Reply
  13. Laura | The Yellow Birdhouse says

    April 25, 2018 at 4:24 pm

    We’ve been doing at home haircuts for my husband and boys. I actually cut my hair too, mainly because I have yet to find a hairdresser worth the money in my area. But I never thought to change our own oil, that’s a great tip! I will mention it to my husband!

    Reply
    • sweetfrugallife says

      April 25, 2018 at 6:05 pm

      You’re brave to cut your own hair! That terrifies me! So good job!

      Reply
  14. Carolyn says

    May 1, 2018 at 12:16 pm

    I think you are underestimating some costs. Cable can be over $150 in some areas per month with internet. My husband put up an antenna and we get 30 channels over the air free. Antenna is small, but channels are clearer than cable.
    Haircuts in some areas are $20 plus per person, then you add in tip and transportation costs. For two guys that can easily be over $600 a year, considering your locale and distance to travel. You may think I was crazy for doing it, but I asked my new boyfriend, now husband to give me a haircut on our 3rd date. I had gotten a really bad haircut at the salon I paid way too much for close a year earlier and was venting I dreaded going. Told him I was going to grow my hair to my ankles. He told me I would still need to trim the ends or it would look ratty. I asked if he was volunteering and he said he knew how and had the tools to cut a woman’s hair. I said great, so you are going to cut mine, right? He said of course, if you want me to, and I said yes. He went and got his tools, I took a seat and he gave me a haircut. I admit I was nervous when I heard the scissors snipping my hair, but after he finished, I checked how much was in the dustpan, not much, a very good sign and then I made a mad dash to the bathroom mirror to check his work. He did a great job and I informed him he was now my stylist. Years later he still cuts my hair for me and gives my boys their monthly haircuts. Saves me a lot of money and never a bad haircut. My best friend was fed up with a couple bad haircuts courtesy of the salon and asked who did mine as she liked the way mine looked good all the time. i said my hubby, she asked if he could cut hers, I told her it’s ok with me but you need to ask him. So she asked him, he said ok and he gave her a haircut. She was very pleased and now stops by to get her free haircuts. She even got compliments at work and requests for her stylist. She kept mum as I told her I would share with her, but didn’t want strangers stopping by unannounced asking for my stylist.
    We have a garden with tomatoes, onions, peppers, kale, garlic & more veggies plus blueberries, strawberries and planted fruit trees. We save with fresh produce in the summer through fall and I will be canning this fall. A very significant savings indeed especially when I see blueberries (my favorite) going for $8 a quart and we are picking them fresh every other day.

    Reply
    • sweetfrugallife says

      May 1, 2018 at 1:43 pm

      I agree! I did purposefully underestimate! I wanted to be fair in the estimates so went a little lower than average.

      Reply
  15. rio38 says

    July 20, 2018 at 12:55 pm

    Those are fantastic tips! We are about to cut cable ourselves, which should save about $1,200/year alone. So many little things add up when you take the time to look at them. Thanks for the tips!

    Reply
    • sweetfrugallife says

      July 20, 2018 at 1:23 pm

      It really does add up quicker than many think!

      Reply

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